BEAT COMMERCIAL FINANCE LIMITED
💤Zombieactive
13738752 · ltd · incorporated 2021-11-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£5.5k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £5,534
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£6k
Current Assets
£13k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £5.5k | — |
| Current assets | £12.7k | — |
| Net assets | £5.5k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-15➕WALL, Thomas Stuart appointeddirector
- 2022-12-15➖WALL, Andrew resigneddirector
- 2022-12-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-12-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-27➕WALL, Andrew appointeddirector
- 2022-09-27➖WALL, Thomas Stuart resigneddirector
- 2022-09-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-11🏢Company incorporatedAs BEAT COMMERCIAL FINANCE LIMITED
- 2021-11-11➕WALL, Thomas Stuart appointeddirector
- 2021-11-11📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Stuart Wall Individual · British · DOB 11/1988 · age 38 | 75–100% | — | 75-100% shares | 15/12/2022 |
2 historic (ceased) PSCs
- Mr Andrew Wallceased 15/12/2022· 75-100% shares
- Mr Thomas Stuart Wallceased 27/09/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARCHIE JOHN FINANCIAL SOLUTIONS LTD→ 11581960 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARHASE ADVISORY LIMITED→ 16569046 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ATMA CONSULTING SERVICES LIMITED→ 15554360 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AVENUE CAPITAL DUBAI LTD→ 15203211 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| B & I FELL INVESTMENTS LIMITED→ 09165118 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| B H PROPERTY FINANCE LIMITED→ 16564107 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BAILEY'S HOME LOANS LTD→ 12581788 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEAT FINANCE LIMITED→ 11190763 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BEE MOTION PORTFOLIO LIMITED→ 12331604 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BEECH ROAD INVESTMENTS LIMITED→ 08867637 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BEECH TREE EXECS IV LIMITED→ 16838067 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEECH TREE FINANCIAL ADVICE LIMITED→ 12355799 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-11-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Armcon Business Park Suite 1
London Road South
Poynton
Stockport
SK12 1LQ
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-24
Last: 2025-11-10
Officers (1 active · 2 resigned)
WALL, Thomas Stuart→
Activedirector · ~38y · appointed 2022-12-15
View their other companies + combined net worth →
WALL, Andrew→
Resigneddirector · ~67y · appointed 2022-09-27 · resigned 2022-12-15
WALL, Thomas Stuart→
Resigneddirector · ~38y · appointed 2021-11-11 · resigned 2022-09-27
Click a director name to see their full track record across all companies.
Recent filings (19 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-18
accounts-with-accounts-type-dormant
accounts · AA
2024-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-26
termination-director-company-with-name-termination-date
officers · TM01
2022-12-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-12-15
appoint-person-director-company-with-name-date
officers · AP01
2022-12-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-09-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-09-27