ARTISTIC SPACES GROUP LIMITED

🌿Early-stageactive
13797181 · ltd · incorporated 2021-12-13
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
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Turnover
year to Mar 2025
Net worth
£83.5k
book net assets
Opportunity
62/100
Worth a look
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Worth a look
Asset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.

Opportunity 62/100 (worth a look), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

8 live charges · 4 lenders · oldest 4.2y

25/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Charge age ~4.2 years — mid-life; refi window approaching.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
62/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £83,495

Key financials

2 years extracted from filed iXBRL accounts
Cash
£172
Net Worth
£83k
Current Assets
£37k
Current Liabilities
£0£17k£33k£50k£67k£83kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£83.5k
Current assets£37.5k
Cash£172
Debtors£37.3k
Net assets£83.5k
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 mortgage
Last 90 days
4
filings
  • 2 mortgage
  • 1 resolution
  • 1 incorporation
Last 180 days
8
filings
  • 3 mortgage
  • 2 resolution
  • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2026-06-25
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-06-25
    🔓
    Charge satisfied #7
  3. 2026-06-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-06-19
    🔒
    Charge registered #8
    Lender: Lhv Bank Limited
  5. 2026-06-05
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2026-06-04
    📄
    memorandum-articles
    incorporation · MA
  7. 2026-04-22
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2026-04-22
    📄
    capital-name-of-class-of-shares
    capital · SH08
  9. 2026-02-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2026-02-11
    🔒
    Charge registered #7
    Lender: Independent Security Trustee Limited
  11. 2025-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2025-11-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2025-10-31
    🔒
    Charge registered #6
    Lender: Interbay Funding, LTD.
  14. 2025-10-21
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2025-10-21
    🔓
    Charge satisfied #1
  16. 2024-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2024-11-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2024-11-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  19. 2024-08-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2024-08-12
    🔒
    Charge registered #5
    Lender: Franove Holdings Limited
  21. 2024-06-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2024-06-18
    🔒
    Charge registered #4
    Lender: Franove Holdings Limited
  23. 2023-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2023-06-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2023-06-27
    🔒
    Charge registered #3
    Lender: Interbay Funding, LTD.
  26. 2023-03-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  27. 2022-10-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2022-09-30
    🔒
    Charge registered #2
    Lender: Franove Holdings Limited
  29. 2022-05-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  30. 2022-04-28
    🔒
    Charge registered #1
    Lender: Independent Security Trustee Limited
  31. 2022-03-18
    📄
    capital-allotment-shares
    capital · SH01
  32. 2021-12-13
    🏢
    Company incorporated
    As ARTISTIC SPACES GROUP LIMITED
  33. 2021-12-13
    GARNIER, George appointed
    director
  34. 2021-12-13
    LOWE, Joseph Jeff appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

2 med · 1 low
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-06-19: A registered charge; 2026-02-11: A registered charge; 2025-10-31: A registered charge

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr George Garnier
Individual · British · DOB 07/1986 · age 40
2550%
25–50%25-50% shares · 25-50% voting13/12/2021
Mr Joseph Lowe
Individual · British · DOB 07/1986 · age 40
2550%
25–50%25-50% shares · 25-50% voting13/12/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-12-13
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

20a Ironmonger Lane
London
EC2V 8EP
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-26
Last: 2025-12-12

Officers (2 active · 0 resigned)

GARNIER, George
director · ~40y · appointed 2021-12-13
View their other companies + combined net worth →
Active
LOWE, Joseph Jeff
director · ~40y · appointed 2021-12-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
6
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Lhv Bank
Lhv Bank Limited
A registered charge1 property19/06/2026
satisfied
Independent Security Trustee
Independent Security Trustee Limited
A registered charge11/02/202625/06/2026
outstanding
InterBay
Interbay Funding, LTD.
A registered charge1 property31/10/2025
outstanding
Franove Holdings
Franove Holdings Limited
A registered charge1 property12/08/2024
outstanding
Franove Holdings
Franove Holdings Limited
A registered charge1 property18/06/2024
outstanding
InterBay
Interbay Funding, LTD.
A registered charge27/06/2023
outstanding
Franove Holdings
Franove Holdings Limited
A registered charge1 property30/09/2022
satisfied
Independent Security Trustee
Independent Security Trustee Limited
A registered charge28/04/202221/10/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (27 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-06-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-19
resolution
resolution · RESOLUTIONS
2026-06-05
memorandum-articles
incorporation · MA
2026-06-04
resolution
resolution · RESOLUTIONS
2026-04-22
capital-name-of-class-of-shares
capital · SH08
2026-04-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-04
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-27
change-person-director-company-with-change-date
officers · CH01
2024-11-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-14