AJRA LTD
🌿Early-stageactive
13807053 · ltd · incorporated 2021-12-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 62/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 4.3y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-18🔓Charge satisfied #3
- 2024-11-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-08🔒Charge registered #4Lender: Kensington Mortgage Company Limited
- 2024-11-08🔒Charge registered #3Lender: Kensington Mortgage Company Limited
- 2024-08-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-14🔒Charge registered #2Lender: Keystone Property Finance Limited
- 2022-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-13🔒Charge registered #1Lender: Paratus Amc Limited
- 2021-12-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-28📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-17🏢Company incorporatedAs AJRA LTD
- 2021-12-17➕RYNSKA-WIECZERZAK, Joanna Dagmara appointeddirector
- 2021-12-17➕WIECZERZAK, Rafal appointeddirector
- 2021-12-17📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Rafal Wieczerzak Individual · Polish · DOB 12/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/12/2021 |
Mrs Joanna Rynska Wieczerzak Individual · Polish · DOB 08/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/12/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A H SPECIALISTS LTD→ 16781819 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABACUS STORAGE LIMITED→ 09887484 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADONIS REAL ESTATE LTD→ 10918112 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADVENTUM PROPERTY LIMITED→ 14529442 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AI MORRISON LTD→ 14985569 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIA INVESTMENT LIMITED→ 10661536 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AIGAS CONSULTING LIMITED→ 14897677 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AITCH PROPERTY LIMITED→ 13639453 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AJIG PROPERTIES LTD→ 13271057 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AJZ PROPERTIES LIMITED→ 16321414 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AK STERLING DEVELOPMENTS LTD→ 16304642 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AK2024 PROPERTY LTD→ 15870659 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2021-12-17
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
5 Stream Cottages
Coventry Road
St. Leonards-On-Sea
East Sussex
TN38 9FT
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03
Officers (2 active · 0 resigned)
RYNSKA-WIECZERZAK, Joanna Dagmara→
Activedirector · ~47y · appointed 2021-12-17
View their other companies + combined net worth →
WIECZERZAK, Rafal→
Activedirector · ~48y · appointed 2021-12-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 08/11/2024 | — | |
| satisfied | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 08/11/2024 | 18/11/2024 | |
| outstanding | Keystone Property Finance Keystone Property Finance Limited | A registered charge | 1 property | 14/11/2022 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 13/04/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
change-person-director-company-with-change-date
officers · CH01
2026-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-16
change-person-director-company-with-change-date
officers · CH01
2026-01-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-14