406 INVESTMENTS LIMITED
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 4.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.0 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £4.26M | £4.13M |
| Current assets | £244.8k | £150.1k |
| Cash | £61.7k | £83.2k |
| Debtors | £183.1k | £67.0k |
| Net assets | £-17.1k | £-147.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 confirmation-statement
Corporate timeline (17 events)Click to expand
- 2026-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-06🔒Charge registered #2Lender: Investec Bank PLC
- 2025-11-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-26➕TAYLER BRADSHAW LIMITED appointedcorporate-secretary
- 2023-01-26📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2022-05-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-26🔒Charge registered #1Lender: Quintet Private Bank (Europe) S.a T/a Insingergilissen
- 2022-04-25📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-03-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-27🏢Company incorporatedAs 406 INVESTMENTS LIMITED
- 2022-01-27➕KLUK, Jason Rosser appointeddirector
- 2022-01-27📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jason Rosser Kluk Individual · German · DOB 11/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/01/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 3 properties | 06/02/2026 | — | |
| outstanding | Quintet Private Bank (Europe) S.a T/a Insingergilissen | A registered charge | 3 properties | 26/05/2022 | — |