B & J DISTRIBUTION HOLDINGS LIMITED
🌿Early-stageactive
13905195 · ltd · incorporated 2022-02-09
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 77/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 4.4y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-02-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-26📄accounts-with-accounts-type-groupaccounts · AA
- 2025-02-26📄accounts-with-accounts-type-groupaccounts · AA
- 2024-01-22📄accounts-with-accounts-type-groupaccounts · AA
- 2023-04-06📄accounts-with-accounts-type-groupaccounts · AA
- 2023-03-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-23🔒Charge registered #2Lender: James Lynch and William Donegan Lynch
- 2022-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-14🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2022-02-09🏢Company incorporatedAs B & J DISTRIBUTION HOLDINGS LIMITED
- 2022-02-09➕LYNCH, Christopher Karl appointeddirector
- 2022-02-09➕LYNCH, Greg appointeddirector
- 2022-02-09📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Karl Lynch Individual · British · DOB 07/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/02/2022 |
Mr Gregory William Mark Lynch Individual · British · DOB 09/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/02/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| BATTERY SUPPLIES LTD→ 14367784 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BCPO LTD→ 16489442 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEARMORE LTD→ 10247226 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BENGAL ENGINEERING LTD→ 13378066 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BERNSTEIN LTD→ 02051250 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| BEST HOT STUFF LIMITED→ 16654141 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEST ONE FOOD LTD→ 15707141 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BETTAQUIP LIMITED→ 05167740 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BGF (KINGS NORTON) LIMITED→ 07954442 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| BIRCHILLS BARGAINS LTD→ 16798437 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIRMINGHAM REFRIGERATION LIMITED→ 15855840 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BISHOP ENVIRONMENTAL LIMITED→ 14267746 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-02-09
Jurisdictionengland-wales
Primary SIC46900 — Non-specialised wholesale trade
Registered office
Unit 3 Tintagel Way
Aldridge
Walsall
WS9 8ER
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-20
Last: 2026-02-06
Officers (2 active · 0 resigned)
LYNCH, Christopher Karl→
Activedirector · ~60y · appointed 2022-02-09
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | James Lynch and William Donegan Lynch | A registered charge | — | 23/03/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 14/03/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-18
accounts-with-accounts-type-group
accounts · AA
2026-01-26
accounts-with-accounts-type-group
accounts · AA
2025-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-09
accounts-with-accounts-type-group
accounts · AA
2024-01-22
accounts-with-accounts-type-group
accounts · AA
2023-04-06
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-15
incorporation-company
incorporation · NEWINC
2022-02-09