ADBAC INVESTMENTS LIMITED
🌿Early-stageactive
13925565 · ltd · incorporated 2022-02-18
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of investment trusts
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-27📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-03-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-18🏢Company incorporatedAs ADBAC INVESTMENTS LIMITED
- 2022-02-18➕CARTER, Andrew Keith appointeddirector
- 2022-02-18➕CARTER, Deborah Cecilia appointeddirector
- 2022-02-18📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Deborah Cecilia Carter Individual · British · DOB 08/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/02/2022 |
Mr Andrew Keith Carter Individual · British · DOB 10/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/02/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 313 COMMERCIAL LTD→ 12581353 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACTIVE INDIVIDUAL MORTGAGE SOLUTIONS LIMITED→ 12943228 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AF3CA LTD→ 14608819 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AJW HOLDINGS GROUP LTD→ 16450255 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALL MINE INVESTMENTS LIMITED→ 17072442 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AQUIATOS→ 12215718 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARMAND NETWORKS LTD→ 10414691 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ARMSTRONG NATIONWIDE LTD.→ 03919924 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| ASF A2 NOMINEE 2 LIMITED→ 17007104 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASF B NOMINEE LIMITED→ 17006928 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASURE FINANCIAL LIMITED→ 11587198 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AT HOME MORTGAGES LIMITED→ 09115640 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-02-18
Jurisdictionengland-wales
Primary SIC64301 — Activities of investment trusts
Registered office
13 The Green
Durham
DH1 2UB
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-06
Last: 2025-07-23
Officers (2 active · 0 resigned)
CARTER, Andrew Keith→
Activedirector · ~60y · appointed 2022-02-18
View their other companies + combined net worth →
CARTER, Deborah Cecilia→
Activedirector · ~58y · appointed 2022-02-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (23 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-07
change-person-director-company-with-change-date
officers · CH01
2025-03-06
change-person-director-company-with-change-date
officers · CH01
2025-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-06
change-person-director-company-with-change-date
officers · CH01
2025-03-06
change-person-director-company-with-change-date
officers · CH01
2025-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-10