BELLVY LTD
🌿Early-stageactive
13929960 · ltd · incorporated 2022-02-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68320Management of real estate on a fee or contract basis
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
9 live charges · 5 lenders · oldest 4.3y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
6
filings
- • 4 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2026-06-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-19🔒Charge registered #9Lender: Onesavings Bank PLC
- 2026-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-11🔓Charge satisfied #5
- 2026-03-11🔓Charge satisfied #4
- 2026-03-11🔓Charge satisfied #3
- 2026-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-01🔒Charge registered #8Lender: Paragon Bank PLC
- 2024-07-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-26🔒Charge registered #7Lender: Paragon Bank PLC
- 2023-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-23🔒Charge registered #6Lender: Shawbrook Bank Limited
- 2022-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-19🔓Charge satisfied #2
- 2022-10-19🔓Charge satisfied #1
- 2022-10-13🔒Charge registered #5Lender: Lendinvest Security Trustees Limited
- 2022-10-13🔒Charge registered #4Lender: Lendinvest Security Trustees Limited
- 2022-08-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-30🔒Charge registered #3Lender: Kensington Mortgage Company Limited
- 2022-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-08🔒Charge registered #2Lender: Lendinvest Security Trustees Limited
- 2022-04-08🔒Charge registered #1Lender: Lendinvest Security Trustees Limited
- 2022-02-21🏢Company incorporatedAs BELLVY LTD
- 2022-02-21➕COX, Robert appointeddirector
- 2022-02-21➕STENT, Adam George appointeddirector
- 2022-02-21📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam George Stent Individual · British · DOB 03/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/02/2022 |
Mr Robert Cox Individual · British · DOB 06/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/02/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARIA ISABELLA LIMITED→ 12744171 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BATCHELOR INVESTMENTS LTD→ 11283190 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BEAR INVESTMENTS LTD→ 14183417 · est 2022 | — | — | — | — | 3y | — | — |
| BEAUMONT JONES LETTINGS LTD→ 17027750 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BELVIDERE HOUSE LIMITED→ 04187987 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| BENNETT BROTHERS PROPERTIES LIMITED→ 16154130 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BENRIDGE INVESTMENTS LIMITED→ 04009935 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| BERKELEY PROPERTIES DORSET LTD→ 16250585 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BERKELEY RESTAURANT (WEYMOUTH) LIMITED→ 00500472 · est 1951 · no financials extracted | — | — | — | — | 74y | — | — |
| BEVINGTON GARAGES LTD→ 14554294 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BIG OLD (WESSEX) LIMITED→ 10332092 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BITHAM REAL ESTATE LTD→ 16438100 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-02-21
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
77a Cheap Street
Sherborne
DT9 3BA
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-07
Last: 2026-02-21
Officers (2 active · 0 resigned)
Active
STENT, Adam George→
Activedirector · ~44y · appointed 2022-02-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
4
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 19/06/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 01/10/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/07/2024 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 23/06/2023 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 13/10/2022 | 11/03/2026 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 13/10/2022 | 11/03/2026 | |
| satisfied | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 30/08/2022 | 11/03/2026 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 08/04/2022 | 19/10/2022 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 08/04/2022 | 19/10/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (22 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-23
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-11
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-23
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-19