1ST RESPONSE BUILDING MAINTENANCE LTD
🌿Early-stageactive
14001235 · ltd · incorporated 2022-03-24
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-383.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other building completion and finishing
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 62/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 2.9y
0/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.9 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £383,109
Net assets shrinking
Down £383,819 YoY
Cash draining
Cash down 73% YoY
Cash YoY
-73%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↓ 73% YoY
Net Worth
-£383k
↓ 54059% YoY
Current Assets
£975k
↑ 29% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £-245.7k | £159.2k |
| Current assets | £975.3k | £756.8k |
| Cash | £2.4k | £8.8k |
| Debtors | £740.6k | £541.4k |
| Net assets | £-383.1k | £710 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
6
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-09🔓Charge satisfied #3
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-11🔒Charge registered #3Lender: Finbiz Funding Limited
- 2024-07-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-10🔓Charge satisfied #1
- 2024-06-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-18🔒Charge registered #2Lender: Team Factors Limited
- 2024-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-25📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-03-07📄memorandum-articlesincorporation · MA
- 2024-03-07📄resolutionresolution · RESOLUTIONS
- 2024-03-07📄capital-name-of-class-of-sharescapital · SH08
- 2024-03-07📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-03-04📄statement-of-companys-objectschange-of-constitution · CC04
- 2023-08-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-23🔒Charge registered #1Lender: Bibby Financial Services LTD (As Security Trustee)
- 2023-04-01➕THOMAS, Michael Charles appointeddirector
- 2022-03-24🏢Company incorporatedAs 1ST RESPONSE BUILDING MAINTENANCE LTD
- 2022-03-24➕COURTENAY LUCK, Giovanni Gerald appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Charles Thomas Individual · British · DOB 08/1975 · age 51 | — | 25–50% | board control25-50% voting · board control | 01/04/2023 |
Mr Giovanni Gerald Courtenay Luck Individual · British · DOB 08/1979 · age 47 | — | 25–50% | board control25-50% voting · board control | 24/03/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4K GROUP LIMITED→ 16716925 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 50 FENCHURCH DEVCO LIMITED→ 14201007 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 618 SUTTON LIMITED→ 09359148 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 63 SMA DEVCO LIMITED→ 16982095 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 999 TRADE AND SALES LTD→ 06026461 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| A2B SCAFFOLDING (SOUTHERN) LTD→ 16322491 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA PAINTERS LTD→ 15880080 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AA PRIME CONSTRUCTION LTD→ 16925660 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAARK LTD→ 13390233 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AAD ALARMS LIMITED→ 13336123 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AAG INTERIOR DEVELOPMENT LTD→ 09261328 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AAMERAH PROPERTIES LTD→ 16458834 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-03-24
Jurisdictionengland-wales
Primary SIC43390 — Other building completion and finishing
Registered office
Unit 115, Accounts By Simply
40 Gracechurch Street
London
EC3V 0BT
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-23
Last: 2025-06-09
Officers (2 active · 0 resigned)
COURTENAY LUCK, Giovanni Gerald→
Activedirector · ~47y · appointed 2022-03-24
View their other companies + combined net worth →
THOMAS, Michael Charles→
Activedirector · ~51y · appointed 2023-04-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Finbiz Funding Finbiz Funding Limited | A registered charge | 1 property | 11/10/2024 | 09/05/2025 | |
| outstanding | Team Factors Team Factors Limited | A registered charge | 1 property | 18/06/2024 | — | |
| satisfied | Bibby Financial Services Bibby Financial Services LTD (As Security Trustee) | A registered charge | 4 properties | 23/06/2023 | 10/07/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-24
change-person-director-company-with-change-date
officers · CH01
2026-02-24
change-person-director-company-with-change-date
officers · CH01
2026-02-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-03
change-person-director-company-with-change-date
officers · CH01
2025-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-23
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-20