ELEOS LIFE LIMITED
🌿Early-stageactive
14010855 · ltd · incorporated 2022-03-29
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 1000 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 address
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-02-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-28📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-05-02📄capital-allotment-sharescapital · SH01
- 2024-05-02📄capital-allotment-sharescapital · SH01
- 2024-05-02📄memorandum-articlesincorporation · MA
- 2024-05-02📄resolutionresolution · RESOLUTIONS
- 2024-02-19📄capital-allotment-sharescapital · SH01
- 2024-02-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-11📄capital-allotment-sharescapital · SH01
- 2023-09-14📄capital-allotment-sharescapital · SH01
- 2023-04-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-16➕LOPEZ GARNIER, Antonio Jesus appointeddirector
- 2022-12-16➖1ST SECRETARIES LIMITED resignedcorporate-secretary
- 2022-12-16➖DO ESPIRITO SANTO COSTA, Nuno Manuel resigneddirector
- 2022-12-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-12-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-16📄capital-allotment-sharescapital · SH01
- 2022-12-14📄memorandum-articlesincorporation · MA
- 2022-12-14📄resolutionresolution · RESOLUTIONS
- 2022-10-17📄capital-alter-shares-subdivisioncapital · SH02
- 2022-06-15📄capital-alter-shares-subdivisioncapital · SH02
- 2022-03-30➕1ST SECRETARIES LIMITED appointedcorporate-secretary
- 2022-03-29🏢Company incorporatedAs ELEOS LIFE LIMITED
- 2022-03-29➕ESWARAN, Kiruba Shankar appointeddirector
- 2022-03-29➕DO ESPIRITO SANTO COSTA, Nuno Manuel appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kiruba Shankar Eswaran Individual · British · DOB 05/1985 · age 41 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 29/03/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| EIBT TRUST LTD→ 11888231 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ELITE MORTGAGE ADVICE LIMITED→ 16951468 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EPIPHRON LIMITED→ 07204980 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| EPSOM PROPERTIES LIMITED→ 09254321 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ERFI LTD→ 13062189 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EURO PROPERTY GROUP LTD→ 14556693 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| EUROPA FINANCIAL SERVICES LIMITED→ 10398134 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| EVELYN ROSE FINANCIAL SOLUTIONS LIMITED→ 10260409 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| EVERGREEN CAPITAL SOLUTIONS LIMITED→ 14030133 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-03-29
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
5 Kew Road
Richmond
TW9 2PR
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-12
Last: 2025-12-29
Officers (2 active · 2 resigned)
ESWARAN, Kiruba Shankar→
Activedirector · ~41y · appointed 2022-03-29
View their other companies + combined net worth →
LOPEZ GARNIER, Antonio Jesus→
Activedirector · ~37y · appointed 2022-12-16
View their other companies + combined net worth →
1ST SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2022-03-30 · resigned 2022-12-16
DO ESPIRITO SANTO COSTA, Nuno Manuel→
Resigneddirector · ~51y · appointed 2022-03-29 · resigned 2022-12-16
Click a director name to see their full track record across all companies.
Recent filings (27 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-28
second-filing-capital-allotment-shares
capital · RP04SH01
2024-05-28
capital-allotment-shares
capital · SH01
2024-05-02
capital-allotment-shares
capital · SH01
2024-05-02
memorandum-articles
incorporation · MA
2024-05-02
resolution
resolution · RESOLUTIONS
2024-05-02
capital-allotment-shares
capital · SH01
2024-02-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-06
capital-allotment-shares
capital · SH01
2023-11-11
capital-allotment-shares
capital · SH01
2023-09-14