12-14 HARCOURT STREET LIMITED
💤Zombieactive
14056422 · ltd · incorporated 2022-04-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 69-year-old founder — textbook succession opportunity.
Opportunity 69/100 (strong), bankability 62/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 4.0y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.0 years — mid-life; refi window approaching.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
61
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 accounts
- • 2 other
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-02-03📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-10📄legacyaccounts · PARENT_ACC
- 2026-01-10📄legacyother · AGREEMENT2
- 2026-01-10📄legacyother · GUARANTEE2
- 2025-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-14🔓Charge satisfied #3
- 2025-08-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-01➕LAMB, Stephen John appointeddirector
- 2025-08-01➖NATHOO, Al-Karim Bashir resigneddirector
- 2025-08-01➖NATHOO, Bashir Hakamali resigneddirector
- 2025-08-01✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31🔒Charge registered #5Lender: Westridge Bridging- Fzco
- 2025-07-31🔒Charge registered #4Lender: Westridge Bridging - Fzco
- 2025-05-08📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-04-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-04-10📄legacyaccounts · PARENT_ACC
- 2025-04-10📄legacyother · GUARANTEE2
- 2025-04-10📄legacyother · AGREEMENT2
- 2024-08-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-08-02📄legacyaccounts · PARENT_ACC
- 2023-10-16🔓Charge satisfied #2
- 2023-10-16🔓Charge satisfied #1
- 2023-10-03🔒Charge registered #3Lender: Oaknorth Bank PLC
- 2022-07-28🔒Charge registered #2Lender: Lunaprop Limited
- 2022-05-06🔒Charge registered #1Lender: Lunaprop Limited
- 2022-04-20🏢Company incorporatedAs 12-14 HARCOURT STREET LIMITED
- 2022-04-20➕NATHOO, Al-Karim Bashir appointeddirector
- 2022-04-20➕NATHOO, Bashir Hakamali appointeddirector
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
3 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: NATHOO, Al-Karim Bashir resigned 2025-08-01; NATHOO, Bashir Hakamali resigned 2025-08-01
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-08-01: certificate-change-of-name-company
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Stephen John Lamb Individual · British · DOB 11/1957 · age 69 | — | — | sig. influencesignificant influence | 31/07/2025 |
1 historic (ceased) PSC
- 4c Holdings Limitedceased 01/08/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · HA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1/1A OLD ST ANDREWS MANSIONS LIMITED→ 12524526 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 100 RIVERSIDE LTD→ 16250364 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 107 - 109 EAST STREET LIMITED→ 12273036 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 108 HOLDINGS LIMITED→ 10833138 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 108 INVESTMENTS GROUP LIMITED→ 15856561 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 108 REALTY LTD→ 16849909 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 10ACRE ESTATE LTD→ 15825821 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 11 IG CAPITAL LTD→ 12747223 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 110 PROPERTY GROUP LTD→ 15707530 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 120888 INVESTMENTS LIMITED→ 15961880 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1221 CAPITAL LTD→ 15859085 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 123 PROPERTREE LIMITED→ 16048421 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-04-20
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Third Floor, Grove House
55 Lowlands Road
Harrow
HA1 3AW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-22
Last: 2025-09-08
Officers (1 active · 2 resigned)
LAMB, Stephen John→
Activedirector · ~69y · appointed 2025-08-01
View their other companies + combined net worth →
NATHOO, Al-Karim Bashir→
Resigneddirector · ~44y · appointed 2022-04-20 · resigned 2025-08-01
NATHOO, Bashir Hakamali→
Resigneddirector · ~73y · appointed 2022-04-20 · resigned 2025-08-01
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
2
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Westridge Bridging- Fzco | A registered charge | 3 properties | 31/07/2025 | — | |
| outstanding | Westridge Bridging - Fzco | A registered charge | 3 properties | 31/07/2025 | — | |
| satisfied | OakNorth Oaknorth Bank PLC | A registered charge | 3 properties | 03/10/2023 | 14/08/2025 | |
| satisfied | Lunaprop Lunaprop Limited | A registered charge | 1 property | 28/07/2022 | 16/10/2023 | |
| satisfied | Lunaprop Lunaprop Limited | A registered charge | — | 06/05/2022 | 16/10/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-03
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-10
legacy
accounts · PARENT_ACC
2026-01-10
legacy
other · AGREEMENT2
2026-01-10
legacy
other · GUARANTEE2
2026-01-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-08
certificate-change-of-name-company
change-of-name · CERTNM
2025-08-01
appoint-person-director-company-with-name-date
officers · AP01
2025-08-01
termination-director-company-with-name-termination-date
officers · TM01
2025-08-01
termination-director-company-with-name-termination-date
officers · TM01
2025-08-01