AG CONSTRUCTION (NW) LIMITED
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 3.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 4 mortgage
- • 1 confirmation-statement
- • 4 mortgage
- • 1 confirmation-statement
Corporate timeline (19 events)Click to expand
- 2026-05-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-19🔓Charge satisfied #2
- 2026-05-19🔓Charge satisfied #1
- 2026-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-12🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2026-05-12🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2025-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-01🔒Charge registered #2Lender: United Trust Bank Limited
- 2023-02-01🔒Charge registered #1Lender: United Trust Bank Limited
- 2022-11-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-03📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-04-21🏢Company incorporatedAs AG CONSTRUCTION (NW) LIMITED
- 2022-04-21➕PATEL, Mustaq Ahmed Ismail appointeddirector
- 2022-04-21📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mustaq Ahmed Ismail Patel Individual · British · DOB 11/1972 · age 54 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 21/04/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J BUTLER JOINERY LIMITED→ 05333359 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| A JACKSON & SONS LIMITED→ 16351641 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A.J.B. CONSTRUCTION (NW) LTD→ 11144133 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A&G DAY BUILDING AND CONSTRUCTION LTD→ 12263016 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADA CONSTRUCTION NW LTD→ 15177643 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADHAN CONSTRUCTION LIMITED→ 11268771 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ADNIC DEVELOPMENTS LTD→ 15700004 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVANCED ECO SOLUTIONS LTD→ 15145214 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCED PAVING LIMITED→ 11173890 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AFA TELECOMS LIMITED→ 16812833 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AG CONSTRUCTION (NW1) LTD→ 14540510 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AG RETAIL NUM (10) LTD→ 15661639 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/05/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/05/2026 | — | |
| satisfied | United Trust Bank United Trust Bank Limited | A registered charge | 3 properties | 01/02/2023 | 19/05/2026 | |
| satisfied | United Trust Bank United Trust Bank Limited | A registered charge | 3 properties | 01/02/2023 | 19/05/2026 |