AL CHARTERS LIMITED
🌿Early-stageactive
14113111 · ltd · incorporated 2022-05-17
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-75.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.6y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £75,086
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£75k
↓ 23% YoY
Current Assets
£1k
↓ 49% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £854.9k | £855.0k |
| Current assets | £1.4k | £2.7k |
| Net assets | £-75.1k | £-61.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-17🔒Charge registered #1Lender: Paragon Bank PLC
- 2022-05-17🏢Company incorporatedAs AL CHARTERS LIMITED
- 2022-05-17➕BLEDEA, Diana appointeddirector
- 2022-05-17➕CAPDEFIER, Adrian appointeddirector
- 2022-05-17📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Diana Bledea Individual · British · DOB 06/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/05/2022 |
Mr Adrian Capdefier Individual · British · DOB 10/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AGD CAPITAL SOLUTIONS LIMITED→ 14845944 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGS REAL CAPITAL LTD→ 16812487 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AH MANAGEMENT SERVICES LIMITED→ 13118918 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AHMED AKHTAR PROPERTIES LIMITED→ 11550380 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AHMED CAPITAL INVESTMENTS LTD→ 16938068 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHMEDAKHTAR1 LTD→ 13307739 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AJM AND DBM PROPERTY LTD→ 16011355 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJM PROP. MANAGEMENT LTD→ 15283802 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJV FORTUNA LTD→ 16101698 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AKHARSHA PROPERTIES LTD→ 13516127 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AKU PROPERTY SERVICES LTD→ 15447285 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AL10 PROPERTY MANAGEMENT LIMITED→ 15448648 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-05-17
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Wren House
68 London Road
St Albans
Hertfordshire
AL1 1NG
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-30
Last: 2026-05-16
Officers (2 active · 0 resigned)
BLEDEA, Diana→
Activedirector · ~43y · appointed 2022-05-17
View their other companies + combined net worth →
CAPDEFIER, Adrian→
Activedirector · ~44y · appointed 2022-05-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 17/11/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-21
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-22
change-person-director-company-with-change-date
officers · CH01
2025-01-22
change-person-director-company-with-change-date
officers · CH01
2025-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-21
incorporation-company
incorporation · NEWINC
2022-05-17