ASKEW PROPERTY & LETTINGS LTD
🌿Early-stageactive
14140472 · ltd · incorporated 2022-05-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£20.3k
book net assets
Opportunity
65/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 65/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
11 live charges · 7 lenders · oldest 2.8y
0/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.8 years old — likely still in initial term.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £20,279
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£20k
↑ 291% YoY
Current Assets
£93k
↑ 6551% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £20.3k | £5.2k |
| Current assets | £92.7k | £1.4k |
| Net assets | £20.3k | £5.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
5
filings
- • 3 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2026-02-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-02-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-30📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2026-01-30📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2026-01-30🔒Charge registered #11Lender: Moda Mortgages
- 2025-08-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-01🔒Charge registered #10Lender: Monmouthshire Building Society
- 2025-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-07🔒Charge registered #9Lender: Fern Trading Group Limited
- 2025-07-07🔒Charge registered #8Lender: Fern Trading Group Limited
- 2025-06-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-12🔓Charge satisfied #3
- 2025-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-12🔓Charge satisfied #5
- 2025-05-12🔓Charge satisfied #4
- 2025-05-12🔓Charge satisfied #2
- 2025-05-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-18🔒Charge registered #7Lender: Monmouthshire Building Society
- 2024-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-13🔒Charge registered #6Lender: Onesavings Bank PLC Trading as Kent Reliance Banking Services, Kent Reliance and Krbs
- 2024-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-26🔒Charge registered #5Lender: Charles Street Commercial Investments Limited
- 2024-06-26🔒Charge registered #4Lender: Charles Street Commercial Investments Limited
- 2024-06-26🔒Charge registered #3Lender: C
- 2024-06-26🔒Charge registered #2Lender: Charles Street Commercial Investments Limited
- 2023-09-26🔒Charge registered #1Lender: Nottingham Building Society
- 2022-05-30🏢Company incorporatedAs ASKEW PROPERTY & LETTINGS LTD
- 2022-05-30➕ASKEW, Edward John appointeddirector
- 2022-05-30➕ASKEW, Paula Jayne appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ASKEW" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Edward John Askew Individual · British · DOB 10/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/05/2022 |
Mrs Paula Jayne Askew Individual · British · DOB 10/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Active · Property · LA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALEXM PROJECT MANAGEMENT SERVICES LTD→ 11179901 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AMBOYA LIMITED→ 02906267 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| ANNE BROCKBANK PROPERTIES LIMITED→ 16805146 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARMSTRONG BROWN VENTURES LTD→ 14506543 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARRAWARRA LIMITED→ 14600074 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASHDOWNJONES THE DALES LIMITED→ 13577030 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ASHDOWNJONES THE LUNE VALLEY LTD→ 15208210 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHLEIGH ESTATE HOLDINGS LIMITED→ 16609825 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASHWOOD & STONE LTD→ 13301053 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASHWORTH & YOUNG SALES AND LETTINGS LTD→ 17089161 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASPEN PROPERTY GROUP LIMITED→ 16239717 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASSETLIGHT LIMITED→ 02458264 · est 1990 · no financials extracted | — | — | — | — | 36y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-05-30
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Lane End Cottage Cockerham Road
Bay Horse
Lancaster
Lancashire
LA2 0HG
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-12
Last: 2026-05-29
Officers (2 active · 0 resigned)
ASKEW, Edward John→
Activedirector · ~54y · appointed 2022-05-30
View their other companies + combined net worth →
ASKEW, Paula Jayne→
Activedirector · ~51y · appointed 2022-05-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
7
Outstanding
5
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Moda Mortgages | A registered charge | 1 property | 30/01/2026 | — | |
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 01/08/2025 | — | |
| outstanding | Fern Trading Group Fern Trading Group Limited | A registered charge | 1 property | 07/07/2025 | — | |
| outstanding | Fern Trading Group Fern Trading Group Limited | A registered charge | 1 property | 07/07/2025 | — | |
| outstanding | Monmouthshire Building Society | A registered charge | 1 property | 18/02/2025 | — | |
| outstanding | Kent Reliance / OSB Onesavings Bank PLC Trading as Kent Reliance Banking Services, Kent Reliance and Krbs | A registered charge | 1 property | 13/12/2024 | — | |
| satisfied | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 26/06/2024 | 12/05/2025 | |
| satisfied | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 26/06/2024 | 12/05/2025 | |
| satisfied | C | A registered charge | 13 properties | 26/06/2024 | 12/06/2025 | |
| satisfied | Charles Street Commercial Investments Charles Street Commercial Investments Limited | A registered charge | 1 property | 26/06/2024 | 12/05/2025 | |
| outstanding | Nottingham Building Society | A registered charge | 1 property | 26/09/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (30 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-01
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-04
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2026-01-30
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2026-01-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-08
change-person-director-company-with-change-date
officers · CH01
2025-05-07