A2B PAYMENT SOLUTIONS LTD
🌿Early-stageactive
14157433 · ltd · incorporated 2022-06-07
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£22.2k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Management consultancy activities other than financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £22,186
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£22k
↑ 12% YoY
Current Assets
£75k
↑ 99% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £22.2k | £19.9k |
| Current assets | £74.9k | £37.6k |
| Net assets | £22.2k | £19.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-06-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-22➖KRUGER, Joshua Liam resigneddirector
- 2022-11-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-14📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-11-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-07🏢Company incorporatedAs A2B PAYMENT SOLUTIONS LTD
- 2022-06-07➕CROOK, Matthew Stephen appointeddirector
- 2022-06-07➕FLETCHER, Jack appointeddirector
- 2022-06-07➕KRUGER, Joshua Liam appointeddirector
- 2022-06-07📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jack Fletcher Individual · British · DOB 09/1996 · age 30 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/06/2022 |
Mr Matthew Stephen Crook Individual · British · DOB 05/1997 · age 29 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/06/2022 |
1 historic (ceased) PSC
- Mr Joshua Liam Krugerceased 22/11/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 13I CONSULTING LTD→ 10062667 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 365 ENGINEERING SERVICES LTD→ 17115959 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 3V INTERIM FINANCE LIMITED→ 10359973 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 55555 LTD→ 16365105 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A ADAMS SUPERVISORY SOLUTIONS LIMITED→ 12407840 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A1 ACCOUNTING SOLUTION LTD→ 12223046 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A1 MECHANICS LIMITED→ 14206301 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AA MOTORHOME RENTALS LTD→ 15110824 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AB LEGAL LTD→ 12197708 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABENEFIT2U LIMITED→ 06484600 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ABODE BUILDING SURVEYORS LIMITED→ 10688112 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ABOVE & BEYOND EVENTS LTD.→ 11067659 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-06-07
Jurisdictionengland-wales
Primary SIC70229 — Management consultancy activities other than financial management
Registered office
49 Whitegate Drive
Blackpool
FY3 9DG
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-06
Last: 2025-11-22
Officers (2 active · 1 resigned)
CROOK, Matthew Stephen→
Activedirector · ~29y · appointed 2022-06-07
View their other companies + combined net worth →
FLETCHER, Jack→
Activedirector · ~30y · appointed 2022-06-07
View their other companies + combined net worth →
KRUGER, Joshua Liam→
Resigneddirector · ~26y · appointed 2022-06-07 · resigned 2022-11-22
Click a director name to see their full track record across all companies.
Recent filings (13 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-22
termination-director-company-with-name-termination-date
officers · TM01
2022-11-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-11-22
change-account-reference-date-company-current-shortened
accounts · AA01
2022-11-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-14
incorporation-company
incorporation · NEWINC
2022-06-07