FINA HOLDINGS LIMITED
- · Oldest live charge 3.4y old — refinance window within 12 months
- 52103SIC 52103
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Opportunity 71/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (85/100).
Refinance opportunity
1 live charge · oldest 3.4y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Profit before tax | £3.87M | — |
| Average employees | 209 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (24 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-groupaccounts · AA
- 2025-04-08📄accounts-with-accounts-type-groupaccounts · AA
- 2024-03-14📄accounts-with-accounts-type-groupaccounts · AA
- 2024-01-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-03-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-01🔒Charge registered #1Lender: Barclays Bank PLC
- 2023-02-03📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-02-03📄capital-name-of-class-of-sharescapital · SH08
- 2023-02-03📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-02-03📄capital-name-of-class-of-sharescapital · SH08
- 2023-02-02📄resolutionresolution · RESOLUTIONS
- 2023-02-02📄memorandum-articlesincorporation · MA
- 2022-08-19📄resolutionresolution · RESOLUTIONS
- 2022-08-19📄capital-alter-shares-subdivisioncapital · SH02
- 2022-08-19📄capital-name-of-class-of-sharescapital · SH08
- 2022-08-19📄resolutionresolution · RESOLUTIONS
- 2022-08-18📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2022-08-18📄memorandum-articlesincorporation · MA
- 2022-08-18📄resolutionresolution · RESOLUTIONS
- 2022-08-18📄resolutionresolution · RESOLUTIONS
- 2022-08-18📄legacycapital · SH20
- 2022-08-18⚠️legacyinsolvency · CAP-SS
- 2022-06-16🏢Company incorporatedAs FINA HOLDINGS LIMITED
- 2022-06-16➕ENTWISTLE, Gary appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2022-08-18: legacy
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gary Entwistle Individual · British · DOB 05/1961 · age 65 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 16/06/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BERTWISTLES (BAKERS) LIMITED→ 00859279 · est 1965 · no financials extracted | — | — | — | — | 60y | — | — |
| EDDIES BAKERS LTD→ 16970162 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EDIBLOO FOODS LTD→ 13995893 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FLAVOURS AND ESSENCES UK LIMITED→ 03615408 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| GOURMET MUSCLE CHEF LTD→ 12892679 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GRANOLA GAINZ LTD→ 16568534 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HALAL FARM LTD→ 15169787 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HEMPRESSOUK LTD→ 14398433 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HONEST HEART FOOD CO LTD→ 16183976 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HONEYBERRY INCLUSIONS LTD→ 14103864 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HONEYBERRY SOLUTIONS LTD→ 13910188 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| IB'S CAFE LTD→ 17079983 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 01/03/2023 | — |