ENVISION FINANCIAL PLANNING LTD

💤Zombieactive
14224052 · ltd · incorporated 2022-07-08
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2026
Net worth
£135.7k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £135,717

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£136k
↑ 11% YoY
Current Assets
£239k
↑ 6.4% YoY
Current Liabilities
£0£48k£96k£144k£192k£239kMar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-03-312025-03-31
Total assets£122.3k
Current assets£239.4k£224.9k
Net assets£135.7k£122.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-05-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-02-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  3. 2025-07-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-07-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-03-19
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2024-03-19
    📄
    capital-name-of-class-of-shares
    capital · SH08
  7. 2024-03-07
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  8. 2024-02-25
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2024-02-25
    📄
    memorandum-articles
    incorporation · MA
  10. 2023-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2023-04-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2023-01-26
    📄
    capital-name-of-class-of-shares
    capital · SH08
  13. 2022-11-16
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  14. 2022-09-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2022-08-30
    FONSEKA, Claire Zita resigned
    director
  16. 2022-07-08
    🏢
    Company incorporated
    As ENVISION FINANCIAL PLANNING LTD
  17. 2022-07-08
    HARVEY, Martin Richard appointed
    director
  18. 2022-07-08
    FONSEKA, Claire Zita appointed
    director
  19. 2022-07-08
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Harvey Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Harvey Holdings Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
ENVISION FINANCIAL PLANNING LTD
This company · 14224052

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Harvey Holdings Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control08/07/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-07-08
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Building 1000 Cambridge Research Park
Waterbeach
CB25 9PD
United Kingdom

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2026-07-21
Last: 2025-07-07

Officers (1 active · 1 resigned)

HARVEY, Martin Richard
director · ~44y · appointed 2022-07-08
View their other companies + combined net worth →
Active
FONSEKA, Claire Zita
director · ~43y · appointed 2022-07-08 · resigned 2022-08-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (18 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-09
resolution
resolution · RESOLUTIONS
2024-03-19
capital-name-of-class-of-shares
capital · SH08
2024-03-19
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-03-07
resolution
resolution · RESOLUTIONS
2024-02-25
memorandum-articles
incorporation · MA
2024-02-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-05
capital-name-of-class-of-shares
capital · SH08
2023-01-26