ABBEY LENDING I LIMITED
Opportunity 66/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
1 live charge · oldest 0.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 persons-with-significant-control
- • 1 capital
Corporate timeline (19 events)Click to expand
- 2025-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-12-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-12📄capital-allotment-sharescapital · SH01
- 2025-08-08📄undefined · ANNOTATION
- 2025-08-08📄resolutionresolution · RESOLUTIONS
- 2025-08-08📄memorandum-articlesincorporation · MA
- 2025-08-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-08-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-08-06📄capital-allotment-sharescapital · SH01
- 2025-08-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-05🔒Charge registered #1Lender: Foresight Fund Managers Limited
- 2025-07-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-24📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-10-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-07-27🏢Company incorporatedAs ABBEY LENDING I LIMITED
- 2022-07-27➕DONALDSON, Angus David appointeddirector
- 2022-07-27📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-04-30
Group structure
Newstead Capital Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Newstead Capital Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/07/2022 |
2 historic (ceased) PSCs
- Evelix Investments Limitedceased 11/12/2025· 25-50% shares · 25-50% voting
- Newstead Capital Relf 1 Lpceased 25/07/2025· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Foresight Fund Managers Foresight Fund Managers Limited | A registered charge | — | 05/08/2025 | — |