CAFIC LTD
🌿Early-stageactive
14334817 · ltd · incorporated 2022-09-05
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£135.8k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £135,777
Cash YoY
-6%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↓ 5.7% YoY
Net Worth
£136k
↑ 15888% YoY
Current Assets
£146k
↑ 1508% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £135.8k | £-860 |
| Current assets | £145.7k | £9.1k |
| Cash | £8.4k | £9.0k |
| Debtors | £137.2k | £100 |
| Net assets | £135.8k | £-860 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2025-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-09-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-06-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-05🏢Company incorporatedAs CAFIC LTD
- 2022-09-05➕SHEPHERD, Frederick appointeddirector
- 2022-09-05➕SHEPHERD, Paula Jane appointeddirector
- 2022-09-05➕SHEPHERD, William Eric appointeddirector
- 2022-09-05📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — SHEPHERD, Frederick (same surname) appointed 2022-09-05. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Frederick Shepherd Individual · British · DOB 03/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 24/09/2024 |
Mr William Eric Shepherd Individual · British · DOB 06/1956 · age 70 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 05/09/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · KT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLUEFIELDS WEALTH LIMITED→ 10919416 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BOUNDARY SECURITY LIMITED→ 13169926 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CABOT FINANCE GROUP LIMITED→ 12602592 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CAITHNESS & CO LIMITED→ 01165590 · est 1974 · no financials extracted | — | — | — | — | 52y | — | — |
| CAPEL ALLEY LIMITED→ 15133249 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CAPITAL RISK CONSULTANCY LTD→ 16318612 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CARBOVERSE GROUP HOLDINGS LTD→ 16537118 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CARTLIDGE MORLAND LIMITED→ 03654866 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| CATKIN CONSULTING LIMITED→ 10380196 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CC INVEST (UK) LTD.→ 06562308 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CDR ADVISORY LIMITED→ 09626463 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CEDARS HEALTH LTD→ 11522745 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-09-05
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
100 Royston Road
Byfleet
Surrey
KT14 7NY
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-09-08
Last: 2025-08-25
Officers (3 active · 0 resigned)
SHEPHERD, Frederick→
Activedirector · ~28y · appointed 2022-09-05
View their other companies + combined net worth →
SHEPHERD, Paula Jane→
Activedirector · ~60y · appointed 2022-09-05
View their other companies + combined net worth →
SHEPHERD, William Eric→
Activedirector · ~70y · appointed 2022-09-05
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (14 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-22
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-01
change-person-director-company-with-change-date
officers · CH01
2023-06-19
change-person-director-company-with-change-date
officers · CH01
2023-06-19
change-person-director-company-with-change-date
officers · CH01
2023-06-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-19
incorporation-company
incorporation · NEWINC
2022-09-05