ALMA ENGINEERING XCEL LIMITED
Opportunity 73/100 (strong), bankability 52/100. Strong seller-intent signal (60/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 2.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.9 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £1.26M | £184.7k |
| Current assets | £1.09M | £886.4k |
| Cash | £192.5k | £187.6k |
| Debtors | £821.2k | £618.8k |
| Net assets | £665.9k | £184.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 1 confirmation-statement
Corporate timeline (22 events)Click to expand
- 2026-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-17🔒Charge registered #6Lender: Lloyds Bank PLC
- 2025-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-15🔓Charge satisfied #5
- 2025-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2025-09-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-31🔒Charge registered #5Lender: Lloyds Bank Commercial Finance Limited
- 2024-05-23📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-02-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-07🔒Charge registered #4Lender: Lloyds Bank PLC
- 2024-02-07🔒Charge registered #3Lender: Lloyds Bank PLC
- 2024-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-02🔒Charge registered #2Lender: Lloyds Bank PLC
- 2023-08-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-17🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2022-09-15🏢Company incorporatedAs ALMA ENGINEERING XCEL LIMITED
- 2022-09-15➕CUADRADO, Harry Alberto appointeddirector
- 2022-09-15➕RAFFERTY, Niall James appointeddirector
- 2022-09-15📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Xcel Aerospace Topco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Xcel Aerospace Topco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/09/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 17/06/2026 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance Limited | A registered charge | — | 31/05/2024 | 15/12/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 07/02/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 07/02/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 02/02/2024 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | — | 17/08/2023 | — |