OPEN FINANCIAL SERVICES LTD
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-06-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-09📄capital-allotment-sharescapital · SH01
- 2023-10-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-09➕PRZYBYL, Artur appointedsecretary
- 2023-01-09➕PRZYBYL, Dorota appointeddirector
- 2023-01-09➖PRZYBYL, Artur resigneddirector
- 2023-01-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-01-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-09📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-10-06➕PRZYBYL, Artur appointeddirector
- 2022-10-06➖SANECKA, Sylwia resigneddirector
- 2022-10-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-10-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-24🏢Company incorporatedAs OPEN FINANCIAL SERVICES LTD
- 2022-09-24➕SANECKA, Sylwia appointeddirector
- 2022-09-24📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Dorota Przybyl Individual · Polish · DOB 02/1977 · age 49 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/01/2023 |
2 historic (ceased) PSCs
- Mr Artur Przybylceased 09/01/2023· 75-100% shares · 75-100% voting · board control
- Mrs Sylwia Saneckaceased 06/10/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| MH FROST CAPITAL LTD→ 16926157 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| OP PROPERTIES & REPAIRS LTD→ 16175415 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| PACIFIC FINANCIAL SERVICES (NORTH WEST) LTD→ 08302510 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| PEAKS & VALLEYS INVESTMENTS LIMITED→ 13466248 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| POLYGON FINANCIAL LTD→ 05422562 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| PRA INVESTMENTS LIMITED→ 13152762 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| PRAETURA FINANCE 1 LIMITED→ 14240570 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| PRAETURA FINANCE 4 LIMITED→ 14649264 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| PRETECT LTD→ 16414179 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PRO RE NATA INVESTMENTS LTD→ 17113021 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PROPLAN FINANCIAL ADVICE LIMITED→ 11899930 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| QUAYS WEALTH SERVICES LIMITED→ 09029884 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.