AMS CF TOPCO LTD

💤Zombieactive
14404358 · ltd · incorporated 2022-10-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
69/100
Strong
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 2.1y

10/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Newest facility, 2.1 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 2 accounts
  • 2 other
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-02-05
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  2. 2026-02-05
    📄
    legacy
    accounts · PARENT_ACC
  3. 2026-02-05
    📄
    legacy
    other · GUARANTEE2
  4. 2026-02-05
    📄
    legacy
    other · AGREEMENT2
  5. 2026-01-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2025-08-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  7. 2025-08-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2025-07-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2025-07-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  10. 2025-07-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2025-06-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2025-06-17
    🔓
    Charge satisfied #1
  13. 2025-06-05
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  14. 2025-04-23
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  15. 2025-04-23
    📄
    legacy
    accounts · PARENT_ACC
  16. 2025-04-23
    📄
    legacy
    other · AGREEMENT2
  17. 2025-04-23
    📄
    legacy
    other · GUARANTEE2
  18. 2024-12-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  19. 2024-07-17
    📄
    resolution
    resolution · RESOLUTIONS
  20. 2024-07-17
    📄
    memorandum-articles
    incorporation · MA
  21. 2024-07-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2024-07-05
    🔒
    Charge registered #1
    Lender: Oaknorth Bank PLC (As Security Trustee)
  23. 2024-01-13
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  24. 2024-01-13
    📄
    legacy
    accounts · PARENT_ACC
  25. 2022-10-07
    🏢
    Company incorporated
    As AMS CF TOPCO LTD
  26. 2022-10-07
    CLEGG, David Luke appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-06-05: certificate-change-of-name-company

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Ams Advisory Midco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Ams Advisory Midco Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
AMS CF TOPCO LTD
This company · 14404358

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ams Advisory Midco Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control07/10/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2022-10-07
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

1 Hardman Street
Spinningfields
Manchester
Greater Manchester
M3 3HF
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-30
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13

Officers (1 active · 0 resigned)

CLEGG, David Luke
director · ~46y · appointed 2022-10-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
OakNorth
Oaknorth Bank PLC (As Security Trustee)
A registered charge05/07/202417/06/2025

Recent filings (32 total)

accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-02-05
legacy
accounts · PARENT_ACC
2026-02-05
legacy
other · GUARANTEE2
2026-02-05
legacy
other · AGREEMENT2
2026-02-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-08-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-13
change-person-director-company-with-change-date
officers · CH01
2025-07-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-07-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-17
certificate-change-of-name-company
change-of-name · CERTNM
2025-06-05
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-04-23
legacy
accounts · PARENT_ACC
2025-04-23