IFG SERVICES LTD
🌿Early-stageactive
14404871 · ltd · incorporated 2022-10-07
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
- 2026-07-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-05-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-07🏢Company incorporatedAs IFG SERVICES LTD
- 2022-10-07➕WALTERS, Frederick Thomas appointeddirector
- 2022-10-07➕WALTERS, Lisa appointeddirector
- 2022-10-07➕WALTERS, Patricia appointeddirector
- 2022-10-07📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — WALTERS, Lisa (same surname) appointed 2022-10-07. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Frederick Thomas Walters Individual · English · DOB 03/1948 · age 78 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 07/10/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CONNECT BROKERS LIMITED→ 11365141 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DOCTOR SPEX LIMITED→ 11661951 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FLUENT MORTGAGES HORWICH LTD→ 14127588 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GNT SPECIALIST FINANCE CONSULTANCY LTD→ 15452652 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HAAC SOURCE LTD→ 11000909 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HERITAGE MORTGAGE ADVICE LTD→ 11017700 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HGV DRIVER PAYMENT SOLUTIONS LIMITED→ 10968606 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HIGHGROVE ACTUARIAL & TRUSTEE SERVICES LIMITED→ 04838789 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| HINC ORIOR LTD→ 15791205 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HUZZ TRADING LIMITED→ 16270003 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ICARS INS LIMITED→ 12723868 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| IFSL PLATFORM SERVICES LIMITED→ 10651542 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-10-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 Lumb Cottages
Ramsbottom
Bury
BL0 0QS
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (3 active · 0 resigned)
WALTERS, Frederick Thomas→
Activedirector · ~78y · appointed 2022-10-07
View their other companies + combined net worth →
WALTERS, Lisa→
Activedirector · ~45y · appointed 2022-10-07
View their other companies + combined net worth →
WALTERS, Patricia→
Activedirector · ~76y · appointed 2022-10-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (7 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-06
accounts-with-accounts-type-dormant
accounts · AA
2025-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-dormant
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-16
incorporation-company
incorporation · NEWINC
2022-10-07