BINK PAY LTD
🌿Early-stageactive
14405904 · ltd · incorporated 2022-10-08
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£1.00M
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
ALSO REGISTERED FOR
- 69201Accounting and auditing activities
Investor take
PursueAsset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,000,000
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1.0m
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £1.00M | £1.00M |
| Net assets | £1.00M | £1.00M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-07-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-01-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-12➖ELANANY, Maram Gamal Lotfy Mohamed resigneddirector
- 2025-11-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-11📄gazette-notice-compulsorygazette · GAZ1
- 2025-09-26📍default-companies-house-registered-office-address-appliedaddress · RP05
- 2025-07-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-06-23➕ELANANY, Maram Gamal Lotfy Mohamed appointeddirector
- 2025-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-01-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-01-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-24📄gazette-notice-compulsorygazette · GAZ1
- 2024-07-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-12➕KAMAL, Ahmed Mohamed appointeddirector
- 2022-10-08🏢Company incorporatedAs BINK PAY LTD
- 2022-10-08➕ABDELGHANY, Hossam Hamdy, Dr appointeddirector
- 2022-10-08📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Binkpay Financing Broker L.L.C is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Binkpay Financing Broker L.L.C
Corporate parent · holds 75-100% shares · board control
⬇
BINK PAY LTD
This company · 14405904
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Binkpay Financing Broker L.L.C Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · trust interest | 25/07/2025 |
3 historic (ceased) PSCs
- Miss Maram Gamal Lotfy Mohamed Elananyceased 25/07/2025· 25-50% shares
- Mr Ahmed Mohamed Kamalceased 25/07/2025· 50-75% shares · 50-75% voting · board control · significant influence · trust interest · firm interest
- Dr Hossam Hamdy Abdelghanyceased 25/07/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| BGF UKEF 2 GP LIMITED→ 13995639 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BGF UKEF 3 GP LIMITED→ 14831791 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BIG BAMBOO PROJECT DEVELOPMENTS LIMITED→ 14366795 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BIG FOOT INVESTMENTS LTD→ 16511716 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIG SOUR LTD→ 16633445 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BILLINGSGATE MARKET INVESTMENTS LIMITED→ 06867086 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| BILLIONAIRE BROTHERS & CO LIMITED→ 12485487 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BISHOPSGATE WEALTH AND INVESTMENT MANAGEMENT LIMITED→ 10170965 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BITINS LIMITED→ 09908764 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BITMAP CAPITAL LIMITED→ 16791476 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BITRADECOIN LTD→ 16499548 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIWA INVESTMENTS LTD→ 14203692 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-10-08
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
71-75 Shelton Street
Covent Garden
London
WC2H 9JQ
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (2 active · 1 resigned)
ABDELGHANY, Hossam Hamdy, Dr→
Activedirector · ~39y · appointed 2022-10-08
View their other companies + combined net worth →
KAMAL, Ahmed Mohamed→
Activedirector · ~48y · appointed 2023-12-12
View their other companies + combined net worth →
ELANANY, Maram Gamal Lotfy Mohamed→
Resigneddirector · ~34y · appointed 2025-06-23 · resigned 2025-11-12
Click a director name to see their full track record across all companies.
Recent filings (23 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-07-16
gazette-filings-brought-up-to-date
gazette · DISS40
2026-01-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-05
termination-director-company-with-name-termination-date
officers · TM01
2025-11-12
gazette-notice-compulsory
gazette · GAZ1
2025-11-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
default-companies-house-registered-office-address-applied
address · RP05
2025-09-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-07-31
appoint-person-director-company-with-name-date
officers · AP01
2025-06-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-21
gazette-filings-brought-up-to-date
gazette · DISS40
2025-01-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-02