A&G RESOURCING LTD
- · Oldest live charge 3.6y old — refinance window within 12 months
- 78200Temporary employment agency activities
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 3.6y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £31.4k | £36.2k |
| Current assets | £269.3k | £269.6k |
| Net assets | £2.1k | £-3.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (9 events)Click to expand
- 2025-08-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-01🔒Charge registered #1Lender: Team Factors LTD
- 2022-11-15🏢Company incorporatedAs A&G RESOURCING LTD
- 2022-11-15➕SSG RECRUITMENT PARTNERSHIPS LTD appointedcorporate-secretary
- 2022-11-15➕LUSIAK, Adrian appointeddirector
- 2022-11-15➕LUSIAK, Malgorzata appointeddirector
- 2022-11-15📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Malgorzata Lusiak Individual · Polish · DOB 12/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/11/2022 |
Mr Adrian Lusiak Individual · Polish · DOB 08/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/11/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Team Factors Team Factors LTD | A registered charge | 1 property | 01/12/2022 | — |