AELIA ASSURANCES UK LTD
🌿Early-stageactive
14563547 · ltd · incorporated 2022-12-30
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 1 accounts
- • 1 officers
- • 1 confirmation-statement
Last 180 days
6
filings
- • 2 address
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2026-03-26➕READINGS, Nicholas Beresford appointeddirector
- 2026-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-02-07➖BONTE, Jean-Michel resigneddirector
- 2024-09-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-06➖HUNT, Neville Charles resigneddirector
- 2023-04-17✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-04-17✏️change-of-name-request-commentschange-of-name · NM06
- 2023-04-17✏️change-of-name-noticechange-of-name · CONNOT
- 2022-12-30🏢Company incorporatedAs AELIA ASSURANCES UK LTD
- 2022-12-30➕DEZAPHIX, Berengere appointeddirector
- 2022-12-30➕LABEYRIE, Christelle appointeddirector
- 2022-12-30➕BONTE, Jean-Michel appointeddirector
- 2022-12-30➕HUNT, Neville Charles appointeddirector
- 2022-12-30📄incorporation-companyincorporation · NEWINC
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Bérengère Françoise Barrière Épouse Dezaphix Individual · French · DOB 08/1972 · age 54 | — | — | board controlboard control · firm interest | 01/01/2026 |
2 historic (ceased) PSCs
- Regis Moralesceased 04/07/2025· 25-50% shares · 25-50% voting · board control
- Jean-Michel Bonteceased 07/02/2025· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A G SADOWSKI UNDERWRITING LIMITED→ 03840766 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| A G SAYERS LIMITED→ 07627077 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AETREUM HOLDING LIMITED→ 13143991 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AETREUM RISK MANAGEMENT LIMITED→ 12140529 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AEW UK REIT PLC→ 09522515 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AF GLOBAL CAPITAL LIMITED→ 09789424 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AFFIRM U.K. LIMITED→ 10199101 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AFH OFFICES LIMITED→ 16132404 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AFIN BANK LIMITED→ 13090556 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AFP ASSETS LIMITED→ 08756761 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AFRICA GLOBAL TRADE FINANCE LIMITED→ 09996682 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AFRICA MERCHANT CAPITAL LIMITED→ 07344752 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-12-30
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
1 George Yard
4th Floor
London
EC3V 9DF
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-12
Last: 2025-12-29
Officers (3 active · 2 resigned)
DEZAPHIX, Berengere→
Activedirector · ~54y · appointed 2022-12-30
View their other companies + combined net worth →
LABEYRIE, Christelle→
Activedirector · ~49y · appointed 2022-12-30
View their other companies + combined net worth →
READINGS, Nicholas Beresford→
Activedirector · ~74y · appointed 2026-03-26
View their other companies + combined net worth →
BONTE, Jean-Michel→
Resigneddirector · ~62y · appointed 2022-12-30 · resigned 2025-02-07
HUNT, Neville Charles→
Resigneddirector · ~74y · appointed 2022-12-30 · resigned 2023-09-06
Click a director name to see their full track record across all companies.
Recent filings (19 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-04-30
appoint-person-director-company-with-name-date
officers · AP01
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-14
termination-director-company-with-name-termination-date
officers · TM01
2025-05-14
accounts-with-accounts-type-dormant
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-12
accounts-with-accounts-type-dormant
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-29
termination-director-company-with-name-termination-date
officers · TM01
2023-09-15