7 TOPAZ LTD

💤Zombieactive

14609142 · ltd · incorporated 2023-01-22

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 3.0y

20/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Charge age ~3.0 years — mid-life; refi window approaching.
· Two lenders — manageable, but coordination required.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

12 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-06-30	2024-06-30
Average employees	0	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (14 events)Click to expand

2025-11-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-16
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-16
🔓
Charge satisfied #1
2025-07-14
🔒
Charge registered #2
Lender: Kensington Mortgage Company Limited
2025-07-01
📄
memorandum-articles
incorporation · MA
2025-07-01
📄
resolution
resolution · RESOLUTIONS
2024-10-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-03
📄
change-account-reference-date-company-current-extended
accounts · AA01
2023-07-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-03
🔒
Charge registered #1
Lender: Aldermore Bank PLC
2023-01-22
🏢
Company incorporated
As 7 TOPAZ LTD
2023-01-22
➕
BOWLER, Katie appointed
director
2023-01-22
📄
incorporation-company
incorporation · NEWINC

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Katie Bowler Individual · British · DOB 12/1989 · age 37	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	22/01/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2023-01-22

Jurisdictionengland-wales

Primary SIC68100 — Buying and selling of own real estate

Registered office

10 Forbes Lane

London

E20 3AZ

England

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2027-02-04

Last: 2026-01-21

Officers (1 active · 0 resigned)

BOWLER, Katie→

director · ~37y · appointed 2023-01-22

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Kensington Mortgage Company Kensington Mortgage Company Limited	A registered charge	1 property	14/07/2025	—
	satisfied	Aldermore Aldermore Bank PLC	A registered charge	1 property	03/07/2023	16/07/2025

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (12 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-02-03

accounts-with-accounts-type-micro-entity

accounts · AA

2025-11-05

mortgage-satisfy-charge-full

mortgage · MR04

2025-07-16

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2025-07-16

memorandum-articles

incorporation · MA

2025-07-01

resolution

resolution · RESOLUTIONS

2025-07-01

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-01-22

accounts-with-accounts-type-micro-entity

accounts · AA

2024-10-18

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-01-22

change-account-reference-date-company-current-extended

accounts · AA01

2023-11-03

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-07-04

incorporation-company

incorporation · NEWINC

2023-01-22