AFP WOKINGHAM LTD
🌿Early-stageactive
14609331 · ltd · incorporated 2023-01-23
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£271
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 69-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £271
Net assets shrinking
Down £6,202 YoY
Cash YoY
+12%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£50k
↑ 12% YoY
Net Worth
£271
↓ 96% YoY
Current Assets
£51k
↑ 16% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £271 | £6.5k |
| Current assets | £51.1k | £44.2k |
| Cash | £50.0k | £44.6k |
| Debtors | £1.2k | £-339 |
| Net assets | £271 | £6.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-10-11📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-10-04📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-08-14📄capital-allotment-sharescapital · SH01
- 2023-04-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-23🏢Company incorporatedAs AFP WOKINGHAM LTD
- 2023-01-23➕HOWARTH, David Christopher appointeddirector
- 2023-01-23➕SHERVILLE, Alan David appointeddirector
- 2023-01-23📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Christopher Howarth Individual · British · DOB 11/1977 · age 49 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/01/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| A.MUJA LIMITED→ 16623821 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACM INVESTMENT I LIMITED→ 16130553 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAMANTEAN ASSET FINANCE LIMITED→ 13237862 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AGS PENSION TRUSTEE LIMITED→ 07627525 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ALBANI LIMITED→ 05808405 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ALLENSONS MORTGAGE ADVISORS LIMITED→ 04207946 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AMF VENTURES LIMITED→ 04390735 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| AMG PROPERTY FINANCE LIMITED→ 14916539 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMICUM PARTNERS LIMITED→ 15671624 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMR FINANCIAL MANAGEMENT LIMITED→ 02753393 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| ANDERSON KING LIMITED→ 03678703 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| AP TRUSTEES LIMITED→ 11378917 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-01-23
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies
Registered office
Unit 3 Wellington Business Park
Dukes Ride
Crowthorne
RG45 6LS
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-05
Last: 2026-01-22
Officers (2 active · 0 resigned)
HOWARTH, David Christopher→
Activedirector · ~49y · appointed 2023-01-23
View their other companies + combined net worth →
SHERVILLE, Alan David→
Activedirector · ~69y · appointed 2023-01-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (11 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
accounts-with-accounts-type-dormant
accounts · AA
2024-10-11
change-account-reference-date-company-current-shortened
accounts · AA01
2024-10-11
change-account-reference-date-company-previous-extended
accounts · AA01
2024-10-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-23
capital-allotment-shares
capital · SH01
2023-08-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-11
incorporation-company
incorporation · NEWINC
2023-01-23