2JMCVS LTD
🌿Early-stageactive
14626232 · ltd · incorporated 2023-01-30
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£24.2k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 65-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £24,246
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£24k
↑ 9.0% YoY
Current Assets
£32k
↓ 3.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £28.0k | £24.9k |
| Current assets | £31.8k | £32.9k |
| Net assets | £24.2k | £22.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2025-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-01-30🏢Company incorporatedAs 2JMCVS LTD
- 2023-01-30➕MCVICAR, Jennifer May appointeddirector
- 2023-01-30➕MCVICAR, John Robertson appointeddirector
- 2023-01-30📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jennifer May Mcvicar Individual · British · DOB 01/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/01/2023 |
Mr John Robertson Mcvicar Individual · British · DOB 07/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/01/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · LE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 123 FINANCIAL SERVICES LIMITED→ 08389343 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| 245 HOLDINGS LIMITED→ 10776869 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 2U LIMITED→ 05571281 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 3IMEDICINE LTD→ 14728974 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 44 FINANCIAL LIMITED→ 07120349 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 5S MORTGAGE SOLUTIONS LIMITED→ 14942275 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A & A MORTGAGES LIMITED→ 06902785 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| A.G.WRIGHT(ASSESSORS)LIMITED→ 00690446 · est 1961 · no financials extracted | — | — | — | — | 64y | — | — |
| A&A PROTECT LIMITED→ 16180530 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABA PROPERTY INVESTMENT LTD→ 15185927 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABK CAPITAL PARTNERS LIMITED→ 16155753 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABP MORTGAGE SOLUTIONS LTD→ 14216744 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-01-30
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Park House
37 Clarence Street
Leicester
Leicestershire
LE1 3RW
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-12
Last: 2026-01-29
Officers (2 active · 0 resigned)
MCVICAR, Jennifer May→
Activedirector · ~62y · appointed 2023-01-30
View their other companies + combined net worth →
MCVICAR, John Robertson→
Activedirector · ~65y · appointed 2023-01-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (11 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-27
change-person-director-company-with-change-date
officers · CH01
2024-08-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-27
change-person-director-company-with-change-date
officers · CH01
2024-08-27
change-account-reference-date-company-current-extended
accounts · AA01
2024-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-30
incorporation-company
incorporation · NEWINC
2023-01-30