ANYTIME MORTGAGES LTD
🌿Early-stageactive
14688075 · ltd · incorporated 2023-02-24
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£6.5k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,478
Key financials
2 years extracted from filed iXBRL accountsCash
£18k
Net Worth
£6k
↑ 1548% YoY
Current Assets
£34k
↑ 51% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £6.5k | £6.4k |
| Current assets | £34.5k | £22.8k |
| Cash | £18.1k | — |
| Debtors | £16.3k | — |
| Net assets | £6.5k | £393 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 3 capital
- • 1 resolution
- • 1 confirmation-statement
Last 180 days
7
filings
- • 3 capital
- • 2 confirmation-statement
- • 1 resolution
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-05-15📄resolutionresolution · RESOLUTIONS
- 2026-05-07📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2026-04-27📄capital-allotment-sharescapital · SH01
- 2026-04-27📄capital-allotment-sharescapital · SH01
- 2026-04-27📄capital-allotment-sharescapital · SH01
- 2026-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-01➕FREETH, John Antony appointeddirector
- 2023-07-06📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-02-24🏢Company incorporatedAs ANYTIME MORTGAGES LTD
- 2023-02-24➕WATTS, Alison appointeddirector
- 2023-02-24📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Antony Freeth Individual · British · DOB 05/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/09/2023 |
Mrs Alison Watts Individual · British · DOB 05/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/02/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A SOHAL INVESTMENTS LIMITED→ 16648481 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMA FINANCIAL LTD→ 13338906 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AMJ FINANCIAL CONSULTING LIMITED→ 08048984 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AMTM LIMITED→ 10282020 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ANA CAPITAL INVESTMENT LIMITED→ 14881177 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANCHOR WEALTH MANAGEMENT LIMITED→ 09620529 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW BLOWER LIMITED→ 09079721 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANR CORPORATION LTD→ 08704115 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ANR MORTGAGES LTD→ 14665030 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANSARS ESTATE AGENTS LTD→ 08378356 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ANVEE LIMITED→ 11659780 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANZ CONSULTING LTD→ 16917625 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-02-24
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
1623 Warwick Road Knowle
Solihull
West Midlands
B93 9LF
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-09
Last: 2026-02-23
Officers (2 active · 0 resigned)
FREETH, John Antony→
Activedirector · ~64y · appointed 2023-09-01
View their other companies + combined net worth →
WATTS, Alison→
Activedirector · ~52y · appointed 2023-02-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (20 total)
resolution
resolution · RESOLUTIONS
2026-05-15
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-05-07
capital-allotment-shares
capital · SH01
2026-04-27
capital-allotment-shares
capital · SH01
2026-04-27
capital-allotment-shares
capital · SH01
2026-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
change-person-director-company-with-change-date
officers · CH01
2026-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-14
change-person-director-company-with-change-date
officers · CH01
2025-08-14
change-person-director-company-with-change-date
officers · CH01
2025-08-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-31