BUILT WITH A VIEW LIMITED
Opportunity 74/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 2.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.6 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £1.60M |
| Current assets | — | £3.18M |
| Cash | — | £111.4k |
| Debtors | — | £4.9k |
| Net assets | — | £-216.2k |
| Average employees | 3 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (29 events)Click to expand
- 2025-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-04📄resolutionresolution · RESOLUTIONS
- 2025-11-04📄capital-alter-shares-subdivisioncapital · SH02
- 2025-11-04📄memorandum-articlesincorporation · MA
- 2025-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-03🔓Charge satisfied #2
- 2025-11-03🔓Charge satisfied #1
- 2025-10-31🔒Charge registered #3Lender: Recognise Bank Limited
- 2025-10-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-25➖STILE, Ian David resigneddirector
- 2025-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-14📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-30🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2023-11-30🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2023-04-13✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-02-27🏢Company incorporatedAs BUILT WITH A VIEW LIMITED
- 2023-02-27➕HAMMOND, Matthew Richard appointeddirector
- 2023-02-27➕HAMMOND, Trevor John appointeddirector
- 2023-02-27➕STILE, Ian David appointeddirector
- 2023-02-27📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
No meaningful acquirability indicators from public data.
- primaryFamily succession underway: Not a takeover target — HAMMOND, Matthew Richard (same surname) appointed 2023-02-27. Pattern consistent with intra-family handover.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew Richard Hammond Individual · British · DOB 07/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2023 |
Mr Trevor John Hammond Individual · British · DOB 03/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 27/02/2023 |
1 historic (ceased) PSC
- Mr Ian David Stileceased 24/10/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Recognise Bank Recognise Bank Limited | A registered charge | 1 property | 31/10/2025 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 30/11/2023 | 03/11/2025 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 30/11/2023 | 03/11/2025 |