BILLIE'S FINS CAMBS LTD
🌿Early-stageactive
14698065 · ltd · incorporated 2023-03-01
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£8.2k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Sports and recreation education
Sector: Education
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 71/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £8,232
Net assets shrinking
Down £1,812 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£8k
↓ 18% YoY
Current Assets
£20k
↑ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £9.4k | £11.2k |
| Current assets | £19.5k | £16.7k |
| Net assets | £8.2k | £10.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-03-01🏢Company incorporatedAs BILLIE'S FINS CAMBS LTD
- 2023-03-01➕WHYATT, Ann Marie appointeddirector
- 2023-03-01➕WHYATT, Billie appointeddirector
- 2023-03-01📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Billie Whyatt Individual · British · DOB 03/1991 · age 35 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/03/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AFRIKAN VILLAGE UK LTD→ 16515118 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ART EARTH TECH LIMITED→ 10481921 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AVIATION TRAINING LTD→ 12526392 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BEING ME EDUCATION LTD→ 16154341 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BESPOKE STAMFORD LIMITED→ 16686302 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEYOND BEHAVIOUR LIMITED→ 09467850 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BHCF - ALM PROPERTIES LIMITED→ 14414228 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BIBLE QUIZ QUEST LTD→ 16579068 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIG WHEELS TRAINING (UK) LTD→ 14046120 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BILLIE'S FINS EVENTS LTD→ 15021939 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BILLIE'S FINS LTD→ 10505876 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BLACKBERRIES CHILDCARE (CORBY) LIMITED→ 14737053 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-01
Jurisdictionengland-wales
Primary SIC85510 — Sports and recreation education
Registered office
10 Enterprise Way Unit 1, Four Seasons House
Pinchbeck
Lincolnshire
PE11 3YR
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (2 active · 0 resigned)
WHYATT, Ann Marie→
Activedirector · ~56y · appointed 2023-03-01
View their other companies + combined net worth →
WHYATT, Billie→
Activedirector · ~35y · appointed 2023-03-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (14 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-25
change-person-director-company-with-change-date
officers · CH01
2026-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-22
change-person-director-company-with-change-date
officers · CH01
2024-05-22
change-person-director-company-with-change-date
officers · CH01
2024-05-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
change-account-reference-date-company-current-shortened
accounts · AA01
2023-03-29
incorporation-company
incorporation · NEWINC
2023-03-01