BYATT-DAY PROPERTY LTD
🌿Early-stageactive
14705998 · ltd · incorporated 2023-03-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-132.1k
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 68/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
9 live charges · 6 lenders · oldest 3.1y
5/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~3.1 years — mid-life; refi window approaching.
- · 6 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £132,133
Cash draining
Cash down 99% YoY
Cash YoY
-99%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£280
↓ 99% YoY
Net Worth
-£132k
↓ 278% YoY
Current Assets
£39k
↓ 89% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £424.4k | £289.9k |
| Current assets | £38.8k | £354.9k |
| Cash | £280 | £20.4k |
| Debtors | £38.5k | £28.1k |
| Net assets | £-132.1k | £-34.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-09🔒Charge registered #9Lender: Kent Reliance
- 2024-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-21🔒Charge registered #8Lender: Birmingham Bank Limited
- 2024-08-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-16🔒Charge registered #7Lender: Gfs 1 LTD
- 2024-08-16🔒Charge registered #6Lender: Gfs 1 LTD
- 2024-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-29🔒Charge registered #5Lender: Onesavings Bank PLC
- 2024-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-22🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2024-02-22🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2023-10-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-14🔒Charge registered #2Lender: United Trust Bank Limited
- 2023-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-26🔒Charge registered #1Lender: United Trust Bank Limited
- 2023-03-06🏢Company incorporatedAs BYATT-DAY PROPERTY LTD
- 2023-03-06➕BYATT, Matthew Malcolm appointeddirector
- 2023-03-06➕DAY, Hannah Mary Helen appointeddirector
- 2023-03-06📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BYATT" — strong identity link between founder and business.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Hannah Mary Helen Day Individual · British · DOB 04/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/03/2023 |
Mr Matthew Malcolm Byatt Individual · British · DOB 08/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/03/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BATCHELOR INVESTMENTS LTD→ 11283190 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BLACKDOWN INVESTMENT LIMITED→ 13178801 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BRITANNICSHIRE LTD→ 16515528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRITAVIA LIMITED→ 03148484 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| BRYANSTON HILLS HOUSE MANAGEMENT COMPANY LIMITED→ 05140985 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BUCKLAND FIELD CAMPING LTD→ 13181477 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BUILDING SERVICES (SOUTHERN) LIMITED→ 02125416 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| BURFORD GARDENS MANAGEMENT LIMITED→ 10317963 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BUSCH PROPERTIES LIMITED→ 10078420 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BUTCH'S LAND CO LIMITED→ 13734167 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| C D READ PROPERTY LIMITED→ 12414017 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| C.G. FRY AND SON (NO.2) LIMITED→ 11066175 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-06
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
24 Cornwall Road
Dorchester
DT1 1RX
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-12
Last: 2025-10-29
Officers (2 active · 0 resigned)
BYATT, Matthew Malcolm→
Activedirector · ~42y · appointed 2023-03-06
View their other companies + combined net worth →
DAY, Hannah Mary Helen→
Activedirector · ~36y · appointed 2023-03-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
6
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kent Reliance / OSB Kent Reliance | A registered charge | 1 property | 09/05/2025 | — | |
| outstanding | Birmingham Bank Birmingham Bank Limited | A registered charge | 1 property | 21/08/2024 | — | |
| outstanding | Gfs 1 Gfs 1 LTD | A registered charge | — | 16/08/2024 | — | |
| outstanding | Gfs 1 Gfs 1 LTD | A registered charge | 1 property | 16/08/2024 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 29/04/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 22/02/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 22/02/2024 | — | |
| outstanding | United Trust Bank United Trust Bank Limited | A registered charge | 1 property | 14/08/2023 | — | |
| outstanding | United Trust Bank United Trust Bank Limited | A registered charge | 1 property | 26/06/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-12
change-person-director-company-with-change-date
officers · CH01
2025-05-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-03-04
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-29