ALCHESTER WEALTH MANAGEMENT LTD
🌿Early-stageactive
14710939 · ltd · incorporated 2023-03-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · oldest 2.8y
40/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
- · Not currently profitable — coverage conversation is a harder sell.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
12 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredLoss-making
Loss before tax £29,290
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Gross profit | £80.3k | £45.1k |
| Profit before tax | £-29.3k | £-53.0k |
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-01-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-11-15📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-22🔒Charge registered #4Lender: Paragon Bank PLC
- 2023-09-22🔒Charge registered #3Lender: Paragon Bank PLC
- 2023-09-22🔒Charge registered #2Lender: Paragon Bank PLC
- 2023-09-22🔒Charge registered #1Lender: Paragon Bank PLC
- 2023-05-17📄capital-allotment-sharescapital · SH01
- 2023-03-07🏢Company incorporatedAs ALCHESTER WEALTH MANAGEMENT LTD
- 2023-03-07➕VINCENT, Beniel Gnanadurai, Dr appointeddirector
- 2023-03-07➕VINCENT, Emma, Dr appointeddirector
- 2023-03-07📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Beniel Gnanadurai Vincent Individual · British · DOB 10/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/03/2023 |
Dr Emma Vincent Individual · British · DOB 04/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 07/03/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A LEE SERVICES LIMITED→ 12006270 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A&L PROPERTIES LIMITED→ 16311394 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACUMEN PROPERTY MANAGEMENT LTD→ 13592375 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AGE OF LOVE PROPERTY LTD→ 16277416 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AISHINI PROPERTIES LIMITED→ 13416341 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AISIR & MAIR LIMITED→ 06494973 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AJLR PROPERTY LEASING LTD→ 14433811 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AL-TAIAR ENTERPRISE LIMITED→ 11943285 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALANA HOMES LIMITED→ 16719815 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBANY LAND LTD→ 11664548 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALBION HOUSE ALBION STREET MANAGEMENT COMPANY LIMITED→ 08580372 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALBURN (RETAIL) LIMITED→ 04210688 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-07
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
5 Farriers Mead
Wendlebury
Bicester
OX25 2QB
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06
Officers (2 active · 0 resigned)
VINCENT, Beniel Gnanadurai, Dr→
Activedirector · ~52y · appointed 2023-03-07
View their other companies + combined net worth →
VINCENT, Emma, Dr→
Activedirector · ~45y · appointed 2023-03-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/09/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/09/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/09/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/09/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (12 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-01-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-06
change-account-reference-date-company-previous-extended
accounts · AA01
2024-11-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-25
capital-allotment-shares
capital · SH01
2023-05-17
incorporation-company
incorporation · NEWINC
2023-03-07