72 FARM ROAD LTD
Opportunity 50/100 (worth a look), bankability 32/100. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.
Refinance opportunity
6 live charges · 3 lenders · oldest 2.8y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.8 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 4 mortgage
Corporate timeline (25 events)Click to expand
- 2026-02-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-09🔓Charge satisfied #4
- 2026-02-09🔓Charge satisfied #3
- 2026-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-08🔒Charge registered #6Lender: Funding 365 Property Limited
- 2026-01-08🔒Charge registered #5Lender: Funding 365 Property Limited
- 2025-03-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-07-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16🔓Charge satisfied #2
- 2024-07-16🔓Charge satisfied #1
- 2024-07-12🔒Charge registered #4Lender: Lendhub Limited
- 2024-07-12🔒Charge registered #3Lender: Lendhub Limited
- 2023-07-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-17🔒Charge registered #2Lender: Fern Trading Group Limited
- 2023-07-17🔒Charge registered #1Lender: Fern Trading Group Limited
- 2023-03-08🏢Company incorporatedAs 72 FARM ROAD LTD
- 2023-03-08➕MCCAGUE, Andrew Stephen appointeddirector
- 2023-03-08➕WESTWOOD, David Lee appointeddirector
- 2023-03-08📄incorporation-companyincorporation · NEWINC
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high · 1 med ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2025-12-31
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-03-21
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Stephen Mccague Individual · British · DOB 05/1976 · age 50 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 08/03/2023 |
Mr David Lee Westwood Individual · British · DOB 02/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 08/03/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 31GOLFGREENS LTD→ 16411162 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 PLAY DEVELOPMENTS LIMITED→ 06988317 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 44 SCAFFOLDING LIMITED→ 14307889 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A C ROOFING GROUP LTD→ 16034395 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A C S BOWER LIMITED→ 05242632 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| A.CRAMPTON ELECTRICAL LTD→ 15204971 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A.DAMM PLUMBING AND HEATING LTD→ 16610240 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A@1 BUILDERS LIMITED→ 13878949 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AB BUILDERS LTD→ 12477354 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABECO WINDOWS LIMITED→ 17102933 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABG TILING & HOME IMPROVEMENTS LIMITED→ 10220430 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABINGDON ACCESS LIMITED→ 07598068 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Funding 365 Property Funding 365 Property Limited | A registered charge | 1 property | 08/01/2026 | — | |
| outstanding | Funding 365 Property Funding 365 Property Limited | A registered charge | 1 property | 08/01/2026 | — | |
| satisfied | Lendhub Lendhub Limited | A registered charge | 1 property | 12/07/2024 | 09/02/2026 | |
| satisfied | Lendhub Lendhub Limited | A registered charge | 1 property | 12/07/2024 | 09/02/2026 | |
| satisfied | Fern Trading Group Fern Trading Group Limited | A registered charge | 1 property | 17/07/2023 | 16/07/2024 | |
| satisfied | Fern Trading Group Fern Trading Group Limited | A registered charge | 1 property | 17/07/2023 | 16/07/2024 |