AITCH RETIREMENT HOMES LIMITED
🌿Early-stageactive
14772126 · ltd · incorporated 2023-03-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 60/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 2.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
27 connected companies via shared directors
90
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
4
filings
- • 2 mortgage
- • 2 persons-with-significant-control
Last 90 days
6
filings
- • 2 mortgage
- • 2 persons-with-significant-control
- • 1 accounts
Last 180 days
8
filings
- • 2 mortgage
- • 2 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-07-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-08🔒Charge registered #5Lender: Commercial Acceptances Limited
- 2026-07-08🔒Charge registered #4Lender: Commercial Acceptances Limited
- 2026-07-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-07-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-05-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-01➕QUAIL, Laurence Richard appointeddirector
- 2026-02-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-26✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-13🔒Charge registered #3Lender: Aitch Estates Limited
- 2024-05-13🔒Charge registered #2Lender: Aitch Estates Limited
- 2024-05-13🔒Charge registered #1Lender: Aitch Estates Limited
- 2024-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-28➕REYNOLDS, Chelsea appointeddirector
- 2024-03-28➖SMITH, Henry Thomas resigneddirector
- 2023-11-20📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-10-27➕SPIRES, Christopher John appointeddirector
- 2023-10-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-31🏢Company incorporatedAs AITCH RETIREMENT HOMES LIMITED
- 2023-03-31➕SMITH, Henry Thomas appointeddirector
- 2023-03-31📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
1 med · 1 lowName changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-11-26: certificate-change-of-name-company
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Smith Family Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Smith Family Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
AITCH RETIREMENT HOMES LIMITED
This company · 14772126
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Smith Family Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 29/06/2026 |
1 historic (ceased) PSC
- Mr Henry Thomas Smithceased 29/06/2026· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AHZ PROPERTY SERVICE LTD→ 12864064 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AIL ASSET MANAGEMENT LTD→ 17098021 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AILE HOLDINGS LIMITED→ 16884383 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AINSLIE MANAGEMENT LTD→ 16129300 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AIR FOCUS LTD→ 16591542 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AISA INVESTMENTS LIMITED→ 10819057 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AISENTHAL LTD→ 09630229 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AITCHISONS RESIDENTIAL LIMITED→ 12444651 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AIUK MANAGEMENT LIMITED→ 16868795 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJBLAKE LTD→ 15918923 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJM PROPERTIES LONDON LIMITED→ 15781100 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJPC PROPERTIES LTD→ 17112586 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-03-31
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
1st Floor Cordy House
87-95 Curtain Road
London
EC2A 3BS
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31
Officers (3 active · 1 resigned)
QUAIL, Laurence Richard→
Activedirector · ~46y · appointed 2026-04-01
View their other companies + combined net worth →
REYNOLDS, Chelsea→
Activedirector · ~39y · appointed 2024-03-28
View their other companies + combined net worth →
SPIRES, Christopher John→
Activedirector · ~60y · appointed 2023-10-27
View their other companies + combined net worth →
SMITH, Henry Thomas→
Resigneddirector · ~64y · appointed 2023-03-31 · resigned 2024-03-28
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Commercial Acceptances Commercial Acceptances Limited | A registered charge | — | 08/07/2026 | — | |
| outstanding | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 9 properties | 08/07/2026 | — | |
| outstanding | Aitch Estates Aitch Estates Limited | A registered charge | 1 property | 13/05/2024 | — | |
| outstanding | Aitch Estates Aitch Estates Limited | A registered charge | 1 property | 13/05/2024 | — | |
| outstanding | Aitch Estates Aitch Estates Limited | A registered charge | 1 property | 13/05/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (20 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-07-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-20
appoint-person-director-company-with-name-date
officers · AP01
2026-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-11
certificate-change-of-name-company
change-of-name · CERTNM
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-16
appoint-person-director-company-with-name-date
officers · AP01
2024-04-02