713 COWBIT LIMITED

💤Zombieactive
14850116 · ltd · incorporated 2023-05-05
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
59/100
Worth a look
🔔
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 59/100 (worth a look), bankability 50/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 2.4y

0/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Newest facility, 2.4 years old — likely still in initial term.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
59/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
45
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
43
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2025-08-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2025-08-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-08-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-08-18
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-08-18
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-08-18
    🔓
    Charge satisfied #2
  7. 2025-08-18
    🔓
    Charge satisfied #1
  8. 2025-08-15
    🔒
    Charge registered #5
    Lender: Mvc Development Finance LTD
  9. 2025-08-15
    🔒
    Charge registered #4
    Lender: Mvc Development Finance LTD
  10. 2025-08-15
    🔒
    Charge registered #3
    Lender: Mvc Development Finance LTD
  11. 2025-03-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2025-03-21
    HARRISON, Dale Robert resigned
    director
  13. 2025-01-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  14. 2025-01-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2025-01-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2024-09-05
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2024-09-03
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  18. 2024-09-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  19. 2024-09-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  20. 2024-08-16
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  21. 2024-06-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2024-02-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2024-02-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  24. 2024-01-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2024-01-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2024-01-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  27. 2024-01-10
    🔒
    Charge registered #2
    Lender: Tab London Limited
  28. 2024-01-10
    🔒
    Charge registered #1
    Lender: Tab London Limited
  29. 2023-08-17
    PIPPARD, Richard Charles appointed
    director
  30. 2023-08-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  31. 2023-05-05
    🏢
    Company incorporated
    As 713 COWBIT LIMITED
  32. 2023-05-05
    HARRISON, Dale Robert appointed
    director
  33. 2023-05-05
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 high · 3 med ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2025-05-05

3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-08-15: A registered charge; 2025-08-15: A registered charge; 2025-08-15: A registered charge

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-09-03: certificate-change-of-name-company

Group structure

713 Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
713 Group Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
713 COWBIT LIMITED
This company · 14850116

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
713 Group Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control20/01/2025
2 historic (ceased) PSCs
  • Mr Richard Charles Pippardceased 20/01/2025· 25-50% shares · 25-50% voting · board control
  • Mr Dale Robert Harrisonceased 20/01/2025· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

12 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-05-05
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings

Registered office

42 Tyndall Court, Commerce Road
Lynch Wood
Peterborough
PE2 6LR
England

Filing status

Accounts
Next due: 2025-05-05OVERDUE
Last made up to:
Confirmation statement
Next due: 2026-12-04
Last: 2025-11-20

Officers (1 active · 1 resigned)

PIPPARD, Richard Charles
director · ~59y · appointed 2023-08-17
View their other companies + combined net worth →
Active
HARRISON, Dale Robert
director · ~49y · appointed 2023-05-05 · resigned 2025-03-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Mvc Development Finance
Mvc Development Finance LTD
A registered charge1 property15/08/2025
outstanding
Mvc Development Finance
Mvc Development Finance LTD
A registered charge1 property15/08/2025
outstanding
Mvc Development Finance
Mvc Development Finance LTD
A registered charge1 property15/08/2025
satisfied
Tab London
Tab London Limited
A registered charge2 properties10/01/202418/08/2025
satisfied
Tab London
Tab London Limited
A registered charge2 properties10/01/202418/08/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (25 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-18
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-01-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-21
resolution
resolution · RESOLUTIONS
2024-09-05
certificate-change-of-name-company
change-of-name · CERTNM
2024-09-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-03