COTSWOLD TALENT SOLUTIONS LTD
🌿Early-stageactive
14850242 · ltd · incorporated 2023-05-05
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-3.0k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Temporary employment agency activities
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -42% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 2.1y
0/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.1 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £2,995
Net assets shrinking
Down £11,404 YoY
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£10k
↓ 42% YoY
Net Worth
-£3k
↓ 136% YoY
Current Assets
£256k
↑ 335% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £-3.0k | £8.4k |
| Current assets | £256.1k | £58.8k |
| Cash | £9.9k | £17.0k |
| Debtors | £246.2k | £41.8k |
| Net assets | £-3.0k | £8.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-10🔓Charge satisfied #1
- 2025-07-09🔒Charge registered #2Lender: Ultimate Finance Limited
- 2025-06-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-28➖BIGGS, Stuart Nigel resigneddirector
- 2024-06-28🔒Charge registered #1Lender: Skipton Business Finance Limited
- 2024-02-23➖LEECH, Matthew Andrew, Mr. resigneddirector
- 2023-05-05🏢Company incorporatedAs COTSWOLD TALENT SOLUTIONS LTD
- 2023-05-05➕EARDLEY, Michael John, Mr. appointeddirector
- 2023-05-05➕LOFTUS-BAKER, Aaron Thomas, Mr. appointeddirector
- 2023-05-05➕BIGGS, Stuart Nigel appointeddirector
- 2023-05-05➕LEECH, Matthew Andrew, Mr. appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. Michael John Eardley Individual · British · DOB 12/1983 · age 43 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 28/06/2024 |
Aaron Thomas Loftus-Baker Individual · British · DOB 02/1992 · age 34 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2024 |
1 historic (ceased) PSC
- Be Recruitment Ltdceased 28/06/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · SN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AJ CONSULTING SOLUTIONS LIMITED→ 16081693 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMS 1052 LIMITED→ 04089733 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AMS 1861 LIMITED→ 05171596 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AMUCO (ILMINSTER) LIMITED→ 07059195 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ANDRECRUIT GROUP LTD→ 15171425 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| APKM ACCOUNTANCY LTD→ 09759076 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| APPROCOURT LIMITED→ 02996133 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| APTUS PROFESSIONAL LTD→ 06433911 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ARBUTUS TECHNICAL CONSULTING LIMITED→ 06411168 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ARCHWINGS UK LIMITED→ 14210546 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARCTURUS STRATEGY LTD→ 17016074 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARDELLA BUSINESS CONSULTING LTD→ 16757049 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-05-05
Jurisdictionengland-wales
Primary SIC78200 — Temporary employment agency activities
Registered office
First Floor, Pavilion 2 Stirling Road
South Marston Industrial Estate
Swindon
Wiltshire
SN3 4TQ
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-04-18
Last: 2026-04-04
Officers (2 active · 2 resigned)
EARDLEY, Michael John, Mr.→
Activedirector · ~43y · appointed 2023-05-05
View their other companies + combined net worth →
LOFTUS-BAKER, Aaron Thomas, Mr.→
Activedirector · ~34y · appointed 2023-05-05
View their other companies + combined net worth →
BIGGS, Stuart Nigel→
Resigneddirector · ~44y · appointed 2023-05-05 · resigned 2024-06-28
LEECH, Matthew Andrew, Mr.→
Resigneddirector · ~55y · appointed 2023-05-05 · resigned 2024-02-23
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ultimate Finance Ultimate Finance Limited | A registered charge | 1 property | 09/07/2025 | — | |
| satisfied | Skipton Business Finance Skipton Business Finance Limited | A registered charge | 1 property | 28/06/2024 | 10/07/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (33 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-16
change-person-director-company-with-change-date
officers · CH01
2025-10-16
change-person-director-company-with-change-date
officers · CH01
2025-10-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-16
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-17
change-person-director-company-with-change-date
officers · CH01
2025-06-17