BBC FINANCE LIMITED

🌿Early-stageactive
14899892 · ltd · incorporated 2023-05-29
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
book net assets
Opportunity
66/100
Strong
🔔
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 68100Buying and selling of own real estate
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 66/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
50
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2026-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-23
    BHANOT, Rabinder Nath appointed
    director
  3. 2025-06-23
    MOORINGS HOUSING LTD resigned
    corporate-director
  4. 2025-06-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-06-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2025-06-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-06-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2025-05-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2024-11-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2023-06-05
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  11. 2023-06-01
    BANCE, Gurdatar Singh appointed
    director
  12. 2023-06-01
    MOORINGS HOUSING LTD appointed
    corporate-director
  13. 2023-06-01
    📄
    appoint-corporate-director-company-with-name-date
    officers · AP02
  14. 2023-06-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2023-05-29
    🏢
    Company incorporated
    As BBC FINANCE LIMITED
  16. 2023-05-29
    CHOPRA, Naresh Kumar appointed
    director
  17. 2023-05-29
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 high · 1 low
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-07-07

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Naresh Chopra
Individual · British · DOB 08/1959 · age 67
2550%
25–50%board control25-50% shares · 25-50% voting · board control29/05/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-05-29
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

43 Old Gloucester Street
London
WC1N 3AD
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-07-07OVERDUE
Last: 2025-06-23

Officers (3 active · 1 resigned)

BANCE, Gurdatar Singh
director · ~61y · appointed 2023-06-01
View their other companies + combined net worth →
Active
BHANOT, Rabinder Nath
director · ~65y · appointed 2025-06-23
View their other companies + combined net worth →
Active
CHOPRA, Naresh Kumar
director · ~67y · appointed 2023-05-29
View their other companies + combined net worth →
Active
MOORINGS HOUSING LTD
corporate-director · appointed 2023-06-01 · resigned 2025-06-23
Resigned

Click a director name to see their full track record across all companies.

Recent filings (15 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
change-person-director-company-with-change-date
officers · CH01
2025-06-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-23
appoint-person-director-company-with-name-date
officers · AP01
2025-06-23
termination-director-company-with-name-termination-date
officers · TM01
2025-06-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-23
accounts-with-accounts-type-dormant
accounts · AA
2025-05-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-27
certificate-change-of-name-company
change-of-name · CERTNM
2023-06-05
appoint-corporate-director-company-with-name-date
officers · AP02
2023-06-01
appoint-person-director-company-with-name-date
officers · AP01
2023-06-01
incorporation-company
incorporation · NEWINC
2023-05-29