PERSONAL ASSET MANAGEMENT WEALTH LIMITED
Opportunity 72/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 1.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 700 | 700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Corporate timeline (26 events)Click to expand
- 2026-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2026-06-17📄change-person-director-company-with-change-dateofficers · CH01
- 2026-06-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-22📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-12-22📄legacycapital · SH20
- 2025-12-22⚠️legacyinsolvency · CAP-SS
- 2025-12-22📄resolutionresolution · RESOLUTIONS
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-01📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-07-01📄capital-name-of-class-of-sharescapital · SH08
- 2025-07-01📄memorandum-articlesincorporation · MA
- 2025-07-01📄resolutionresolution · RESOLUTIONS
- 2025-03-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-14🔒Charge registered #1Lender: Ifw-Debt LP (Acting by Its General Partner) Fwc Ifw Debt Gp Limited
- 2024-03-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-13📄capital-allotment-sharescapital · SH01
- 2024-03-12📄memorandum-articlesincorporation · MA
- 2024-03-12📄resolutionresolution · RESOLUTIONS
- 2023-08-02➕CADWALLADER, Ian Matthew appointeddirector
- 2023-06-19🏢Company incorporatedAs PERSONAL ASSET MANAGEMENT WEALTH LIMITED
- 2023-06-19➕EVANS, Michael John appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-12-22: legacy
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ian Matthew Cadwallader Individual · British · DOB 07/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/02/2024 |
Michael John Evans Individual · British · DOB 02/1956 · age 70 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/06/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · LD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHURCH VIEW RESIDENTS (KNIGHTON) COMPANY LIMITED→ 02028428 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| HAWTHORNDEN MANAGEMENT (LLANDRINDOD) LIMITED→ 11497457 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HOWAGAR HOMES LIMITED→ 04617113 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| J.P.M. LAND & PROPERTY AGENTS LIMITED→ 02355494 · est 1989 · no financials extracted | — | — | — | — | 37y | — | — |
| MARCHES PC HOLDINGS LTD→ 15983223 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MAUGHAN ENTERPRISES LTD→ 15756055 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MITCHELL MEREDITH HOLDINGS LIMITED→ 15249165 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| N S DAVIS LIMITED→ 13433628 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| PARISH MEWS GILFACH MANAGEMENT COMPANY LIMITED→ 14624140 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| PAW EQUITIES PARTNERS LTD→ 15531821 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| PENRHYN MANAGEMENT LIMITED→ 01812729 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| POOL FARM RESIDENTS ASSOCIATION LTD→ 06764132 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ifw-Debt LP (Acting by Its General Partner) Fwc Ifw Debt Gp Ifw-Debt LP (Acting by Its General Partner) Fwc Ifw Debt Gp Limited | A registered charge | 2 properties | 14/03/2025 | — |