5PAY SOLUTION LTD
Opportunity 69/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (9 events)Click to expand
- 2025-08-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-09📍default-companies-house-service-address-applied-officeraddress · RP09
- 2025-06-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-07-19🏢Company incorporatedAs 5PAY SOLUTION LTD
- 2023-07-19➕ONESTEP CS (UK) LIMITED appointedcorporate-secretary
- 2023-07-19➕DAVID LEE, Nam Lip appointeddirector
- 2023-07-19📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.9 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Nam Lip David Lee Individual · Malaysian · DOB 05/1976 · age 50 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/07/2023 |
Ms Leng May Quek Individual · Malaysian · DOB 05/1994 · age 32 | — | — | sig. influencesignificant influence | 30/11/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Other · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2P0 LTD→ 15789228 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 31 NEW INN YARD LTD→ 16772842 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4BIO VENTURES III LP→ LP022892 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 50-60 STATION ROAD NOMINEE 2 LIMITED→ 12247950 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 55 CAMBRIDGE GROVE LIMITED→ 04908181 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 8 MILES FUND I 'A' LP→ LP013932 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 8 MILES LLP→ OC342536 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| 87-95 CURTAIN ROAD LLP→ OC371677 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| 88 GLOUCESTER AVENUE LTD→ 10342554 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 8CS INVESTMENTS LP→ LP013662 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 91 LEONARD ST MANAGEMENT LTD→ 13793766 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 96 CLUB LIMITED→ 07222981 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.