AAFIYAH ENTERPRISES LTD
🌿Early-stageactive
15026449 · ltd · incorporated 2023-07-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
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Turnover
—
year to Jul 2025
Net worth
£-1.8k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
2 live charges · oldest 1.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.7 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £1,834
Key financials
2 years extracted from filed iXBRL accountsCash
£12k
Net Worth
-£2k
↓ 44% YoY
Current Assets
£13k
↓ 68% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £815.4k | £-1.3k |
| Current assets | £12.5k | £39.7k |
| Cash | £12.4k | — |
| Debtors | £137 | — |
| Net assets | £-1.8k | £-1.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-20🔒Charge registered #2Lender: Gatehouse Bank PLC
- 2024-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-08🔒Charge registered #1Lender: Gatehouse Bank PLC
- 2024-08-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-25🏢Company incorporatedAs AAFIYAH ENTERPRISES LTD
- 2023-07-25➕PATHAN, Muhammed Yaman appointeddirector
- 2023-07-25➕PATHAN, Rakshi Yaman appointeddirector
- 2023-07-25📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 3.0 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Muhammed Yaman Pathan Individual · British · DOB 07/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/07/2023 |
Mrs Rakshi Yaman Pathan Individual · British · DOB 06/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/07/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 7HAVEN HOMES LTD→ 16056996 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| A&A PROPERTIES VENTURE LTD→ 15927194 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AA HOLDING SERVICES LTD→ 13194779 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
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| AA2 INVESTMENTS LTD→ 14176846 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AAA AHMED LTD→ 13219403 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AAA PROPERTY EMPIRE LTD→ 16571929 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAA PROPERTY INVESTMENT SERVICE LTD→ 15820371 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AADVIK & GAURIK PROPERTIES LTD→ 15705410 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAFIN PROPERTIES LTD→ 14980110 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AAK LETTINGS LTD→ 16624195 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-07-25
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
7 Chilworth Place
Barking
IG11 0FL
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-07
Last: 2025-07-24
Officers (2 active · 0 resigned)
PATHAN, Muhammed Yaman→
Activedirector · ~45y · appointed 2023-07-25
View their other companies + combined net worth →
PATHAN, Rakshi Yaman→
Activedirector · ~45y · appointed 2023-07-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gatehouse Bank Gatehouse Bank PLC | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | Gatehouse Bank Gatehouse Bank PLC | A registered charge | 2 properties | 08/11/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (8 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
incorporation-company
incorporation · NEWINC
2023-07-25