ACE & THRIVE (HOLDINGS) LTD
Opportunity 71/100 (strong), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 2.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.7 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £-9.1k | £157.3k |
| Current assets | £86.1k | £121.2k |
| Cash | — | £1.1k |
| Debtors | — | £120.0k |
| Net assets | £-9.1k | £4.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (15 events)Click to expand
- 2026-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-13🔓Charge satisfied #2
- 2025-05-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-10🔒Charge registered #2Lender: Arnold Leon Berman
- 2023-11-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-01🔒Charge registered #1Lender: Nationwide Finance Limited
- 2023-08-04🏢Company incorporatedAs ACE & THRIVE (HOLDINGS) LTD
- 2023-08-04➕ADEDOJA, Idriz appointeddirector
- 2023-08-04📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.9 years old — management layer unlikely to be developed.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Idriz Adedoja Individual · British · DOB 05/1981 · age 45 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 04/08/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Arnold Leon Berman / Barbara Ann Berman | A registered charge | — | 10/01/2024 | 13/08/2025 | |
| outstanding | Nationwide Finance Nationwide Finance Limited | A registered charge | 5 properties | 01/11/2023 | — |