4 OAK PROPERTIES LTD
Opportunity 72/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 1.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.9 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £508.1k | £359.2k |
| Current assets | £13.5k | £2.8k |
| Cash | £11.4k | £1.2k |
| Debtors | £2.1k | £1.6k |
| Net assets | £-1.5k | £-12.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (14 events)Click to expand
- 2026-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-22🔒Charge registered #4Lender: Interbay Funding Limited
- 2024-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-28🔒Charge registered #3Lender: Lloyds Bank PLC
- 2024-06-28🔒Charge registered #2Lender: Lloyds Bank PLC
- 2024-06-28🔒Charge registered #1Lender: Lloyds Bank PLC
- 2023-08-07🏢Company incorporatedAs 4 OAK PROPERTIES LTD
- 2023-08-07➕PATEL, Devang Ghanshyambhai appointeddirector
- 2023-08-07➕PATEL, Purvi appointeddirector
- 2023-08-07📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Purvi Patel Individual · British · DOB 01/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/08/2023 |
Mr Devang Ghanshyambhai Patel Individual · Indian · DOB 12/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/08/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 29S PROPERTIES LTD→ 15992155 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| 303 MM LTD→ 11470217 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 3A PROPERTY LTD→ 14410923 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3AR LTD→ 15793373 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3G&K LIMITED→ 16733218 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3R BUILDINGS LIMITED→ 12996234 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3REPUBLIC LTD→ 15950914 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4 SEASONS APARTMENTS LIMITED→ 02051348 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| 40 BELOW LTD→ 09729039 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding Limited | A registered charge | 3 properties | 22/11/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/06/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 28/06/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 28/06/2024 | — |