AJ PROPERTIES NORTH LTD
🌿Early-stageactive
15075146 · ltd · incorporated 2023-08-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 2 lenders · oldest 2.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.2 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
3
filings
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-06🔒Charge registered #7Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2026-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-02🔒Charge registered #6Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2025-05-15📄resolutionresolution · RESOLUTIONS
- 2025-05-15📄memorandum-articlesincorporation · MA
- 2025-05-15📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-05-15📄capital-name-of-class-of-sharescapital · SH08
- 2025-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-28📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2025-02-28📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-14🔒Charge registered #5Lender: Paratus Amc Limited
- 2024-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-21🔒Charge registered #4Lender: Paratus Amc Limited
- 2024-06-21🔒Charge registered #3Lender: Paratus Amc Limited
- 2024-06-21🔒Charge registered #2Lender: Paratus Amc Limited
- 2024-04-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27🔒Charge registered #1Lender: Paratus Amc Limited
- 2023-11-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-25📄memorandum-articlesincorporation · MA
- 2023-10-25📄capital-allotment-sharescapital · SH01
- 2023-10-25📄resolutionresolution · RESOLUTIONS
- 2023-08-16🏢Company incorporatedAs AJ PROPERTIES NORTH LTD
- 2023-08-16➕JACKSON, Amanda Jayne appointeddirector
- 2023-08-16📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.8 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Amanda Jayne Jackson Individual · British · DOB 05/1990 · age 36 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/08/2023 |
1 historic (ceased) PSC
- Mr Anthony Jason Waiteceased 28/09/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · SR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AHMED PROPERTY SUNDERLAND LIMITED→ 16229774 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIA ALPHABETS LTD→ 16351694 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIC PROPERTY GROUP LIMITED→ 14769660 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AJACS NE LTD→ 11716971 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AK PROPERTIES (WEARSIDE) LTD→ 16637873 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBISA LTD→ 17121588 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALBOS PROPERTIES LTD→ 11773947 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALDERLY PROPERTIES LTD→ 15371900 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALEXANDER AND DAVIES LTD→ 10907166 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALEXANDER HOMES (NE) LTD→ 16511384 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALEXANDER HOUSING GROUP LTD→ 15671704 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEXANDRA ESTATES LTD→ 16118279 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-08-16
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Hope Street Xchange
1-3 Hind Street
Sunderland
SR1 3QD
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-18
Last: 2025-08-04
Officers (1 active · 0 resigned)
JACKSON, Amanda Jayne→
Activedirector · ~36y · appointed 2023-08-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 06/02/2026 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 02/02/2026 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 14/02/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 21/06/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 21/06/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 21/06/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 27/03/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-04
resolution
resolution · RESOLUTIONS
2025-05-15
memorandum-articles
incorporation · MA
2025-05-15
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-05-15
capital-name-of-class-of-shares
capital · SH08
2025-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-14
second-filing-capital-allotment-shares
capital · RP04SH01
2025-02-28
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-14
confirmation-statement
confirmation-statement · CS01
2024-08-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-24