CHW WEALTH MANAGEMENT LIMITED

🌿Early-stageactive
15166604 · ltd · incorporated 2023-09-26
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
£-31.5k
book net assets
Opportunity
71/100
Strong
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What this business does

Likely operates as a financial intermediary providing wealth management and advisory services — such as investment planning, portfolio guidance, or financial product distribution — to individual or corporate clients, though the generic SIC code means the precise activity cannot be confirmed from filings alone.

Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £31,503

Key financials

1 year extracted from filed iXBRL accounts
Cash
£50k
Net Worth
-£32k
Current Assets
£87k
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-30
Total assets£72.9k
Current assets£86.7k
Cash£49.7k
Debtors£36.9k
Net assets£-31.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
  1. 2025-06-26
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-01-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-01-10
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  4. 2024-01-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-01-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-01-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-09-26
    🏢
    Company incorporated
    As CHW WEALTH MANAGEMENT LIMITED
  8. 2023-09-26
    BEESLEY, Gary appointed
    director
  9. 2023-09-26
    PRITCHARD, Thomas David appointed
    director
  10. 2023-09-26
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 2.7 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Charter Hcp Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Charter Hcp Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
CHW WEALTH MANAGEMENT LIMITED
This company · 15166604

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Charter Hcp Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control26/09/2023
Mr Thomas David Pritchard
Individual · British · DOB 09/1988 · age 38
sig. influencesignificant influence26/09/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2023-09-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Philip T Chave & Co Belfry House
Bell Lane
Hertford
SG14 1BP
England

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-10-09
Last: 2025-09-25

Officers (2 active · 0 resigned)

BEESLEY, Gary
director · ~42y · appointed 2023-09-26
View their other companies + combined net worth →
Active
PRITCHARD, Thomas David
director · ~38y · appointed 2023-09-26
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (9 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-18
certificate-change-of-name-company
change-of-name · CERTNM
2024-01-10
change-person-director-company-with-change-date
officers · CH01
2024-01-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-10
change-person-director-company-with-change-date
officers · CH01
2024-01-10
incorporation-company
incorporation · NEWINC
2023-09-26