4XR PROPERTIES LTD
Opportunity 72/100 (strong), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 2.3y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.3 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|---|
| Total assets | £325.7k |
| Current assets | £10.9k |
| Cash | £10.9k |
| Net assets | £507 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 mortgage
- • 1 mortgage
Corporate timeline (11 events)Click to expand
- 2026-03-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-02🔒Charge registered #3Lender: Kensington Mortgage Company Limited
- 2025-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-28🔒Charge registered #2Lender: Aldermore Bank PLC
- 2025-01-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-23🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2023-10-03🏢Company incorporatedAs 4XR PROPERTIES LTD
- 2023-10-03➕AHLUWALIA, Radha appointeddirector
- 2023-10-03➕AHLUWALIA, Ravi appointeddirector
- 2023-10-03📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.7 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ravi Ahluwalia Individual · British · DOB 01/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/10/2023 |
Mrs Radha Ahluwalia Individual · British · DOB 08/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 03/10/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 6 BYRON ROAD (MANAGEMENT) LIMITED→ 03950536 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| 60 BUCKLAND ROAD LIMITED→ 08803771 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 02/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 28/11/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/02/2024 | — |