CH MORTGAGES NW LTD
Opportunity 71/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £53.6k | £39.0k |
| Current assets | £102.1k | £69.3k |
| Net assets | £53.6k | £39.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 persons-with-significant-control
- • 1 officers
- • 1 persons-with-significant-control
- • 1 officers
- • 1 persons-with-significant-control
- • 1 officers
Corporate timeline (8 events)Click to expand
- 2026-06-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-06-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-20🏢Company incorporatedAs CH MORTGAGES NW LTD
- 2023-10-20➕HASSETT, Christopher Jordan appointeddirector
- 2023-10-20➕MARTIN, Siobhan appointeddirector
- 2023-10-20📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 2.7 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Siobhan Martin Individual · British · DOB 12/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/10/2023 |
Mr Christopher Jordan Hassett Individual · British · DOB 08/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/10/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BELGRAVE WINCHAM LIMITED→ 12167416 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CAPE WRATH CAPITAL LIMITED→ 09448421 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CHICANE AUTOMOTIVE MANAGEMENT LTD→ 11400087 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CJW SERVICES LTD→ 10369616 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CWMNI ARIAN CYF→ 12551757 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CWMNI DA (YMDDIRIEDOLWR) CYF→ 11643799 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DAIRY VENTURES LTD→ 14246923 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DBW FM LIMITED→ 01833687 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| DBW INVESTMENTS (12) LIMITED→ 10184816 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| DBW INVESTMENTS (14) LIMITED→ 10184892 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| DBW INVESTMENTS (2) LIMITED→ 04811750 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| DBW INVESTMENTS (3) LIMITED→ 05210122 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.