3 JAYS PROPERTY LIMITED
🌿Early-stageactive
15293652 · ltd · incorporated 2023-11-20
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£31.5k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 1.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 1.9 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £31,545
Key financials
1 year extracted from filed iXBRL accountsCash
£5k
Net Worth
£32k
Current Assets
£7k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 |
|---|---|
| Total assets | £43.9k |
| Current assets | £6.5k |
| Cash | £4.9k |
| Debtors | £950 |
| Net assets | £31.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-13🔒Charge registered #3Lender: Onesavings Bank PLC Trading as Kent Reliance
- 2025-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-29🔒Charge registered #2Lender: Onesavings Bank PLC Trading as Kent Reliance
- 2024-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-11🔒Charge registered #1Lender: Lendinvest Security Trustees Limited
- 2024-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-20🏢Company incorporatedAs 3 JAYS PROPERTY LIMITED
- 2023-11-20➕MARMION, Adele Louise appointeddirector
- 2023-11-20➕MARMION, Grant Edward appointeddirector
- 2023-11-20📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Grant Edward Marmion Individual · British · DOB 09/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/11/2023 |
Mrs Adele Louise Marmion Individual · British · DOB 05/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/11/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 12 WILTON ROAD LIMITED→ 16867125 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 13-19 THE CLOSE (MATLOCK) MANAGEMENT COMPANY LIMITED→ 09558339 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 13TEN PROPERTIES LTD→ 16333612 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 16 WHITEHALL LTD→ 10394756 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 17 & 19 PADSTOW LIMITED→ 12984861 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1AB PROPERTIES LTD→ 14707934 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 1ONES PROPERTY LTD→ 15373437 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 21 PROPERTY LIMITED→ 13906707 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 2PLUS3PROPERTY LIMITED→ 10250153 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 3 C'S CORPORATION LIMITED→ 04316562 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 3 JAYS DEVELOPMENTS LIMITED→ 16020831 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3-EIGHT PROPERTY SOLUTIONS LTD→ 12501577 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-11-20
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Charter House, Wyvern Court Stanier Way
Wyvern Business Park
Derby
DE21 6BF
United Kingdom
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-03
Last: 2025-11-19
Officers (2 active · 0 resigned)
MARMION, Adele Louise→
Activedirector · ~44y · appointed 2023-11-20
View their other companies + combined net worth →
MARMION, Grant Edward→
Activedirector · ~49y · appointed 2023-11-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kent Reliance / OSB Onesavings Bank PLC Trading as Kent Reliance | A registered charge | 1 property | 13/03/2025 | — | |
| outstanding | Kent Reliance / OSB Onesavings Bank PLC Trading as Kent Reliance | A registered charge | 1 property | 29/01/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 11/07/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-12
change-person-director-company-with-change-date
officers · CH01
2023-12-12
change-person-director-company-with-change-date
officers · CH01
2023-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-12
incorporation-company
incorporation · NEWINC
2023-11-20