4YOU2COLLECT LTD
🌿Early-stageactive
15297950 · ltd · incorporated 2023-11-21
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-08-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-08-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31➕BEVILACQUA, Fabio Cristian appointeddirector
- 2025-07-31➖THORNTON, Nuala Martine resigneddirector
- 2024-12-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-12-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-21➕THORNTON, Nuala Martine appointeddirector
- 2024-11-21➖VALAITIS, Peter resigneddirector
- 2023-11-21🏢Company incorporatedAs 4YOU2COLLECT LTD
- 2023-11-21➕VALAITIS, Peter appointeddirector
- 2023-11-21📄incorporation-companyincorporation · NEWINC
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Young company: Only 2.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fabio Cristian Bevilacqua Individual · Italian · DOB 08/1999 · age 27 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/07/2025 |
3 historic (ceased) PSCs
- Cfs Secretaries Limitedceased 31/07/2025· 75-100% shares · 75-100% voting · board control
- Mrs Nuala Martine Thorntonceased 31/07/2025· significant influence
- Mr Peter Valaitisceased 21/11/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| 24X7 VISTA SOLUTIONS LTD→ 16362786 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A & B PARTNERSHIP LIMITED→ 06675909 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| A.E.KOOLE BEHEER LIMITED→ 05875513 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| A2B FINANCIAL SOLUTIONS LIMITED→ 11607552 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABC TRADING LTD→ 16306109 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACINVEST LIMITED→ 13822039 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADAM CLARKE LTD→ 09366900 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADONAI SPORTS MANAGEMENT LTD.→ 16570661 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCE COMMERCIAL FINANCE (UK) LTD→ 15067912 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGENTS OF TIME- FINANCIAL PLANNING LTD→ 12337687 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AH MORTGAGE CO LIMITED→ 17109616 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AHYAN CAPITAL LIMITED→ 10758966 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-11-21
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Dept 6186 43 Owston Road
Carcroft
Doncaster
DN6 8DA
United Kingdom
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-08-19
Last: 2025-08-05
Officers (1 active · 2 resigned)
BEVILACQUA, Fabio Cristian→
Activedirector · ~27y · appointed 2025-07-31
View their other companies + combined net worth →
THORNTON, Nuala Martine→
Resigneddirector · ~59y · appointed 2024-11-21 · resigned 2025-07-31
VALAITIS, Peter→
Resigneddirector · ~76y · appointed 2023-11-21 · resigned 2024-11-21
Click a director name to see their full track record across all companies.
Recent filings (16 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-06
termination-director-company-with-name-termination-date
officers · TM01
2025-08-06
appoint-person-director-company-with-name-date
officers · AP01
2025-08-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-12
accounts-with-accounts-type-dormant
accounts · AA
2024-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-11
appoint-person-director-company-with-name-date
officers · AP01
2024-12-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-12-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-11
termination-director-company-with-name-termination-date
officers · TM01
2024-12-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-11