525 HOLDINGS LIMITED

🌿Early-stageactive
15330853 · ltd · incorporated 2023-12-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£3.0k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

3 live charges · oldest 1.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.5 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £2,999

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£3k
Current Assets
£21k
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-12-31
Total assets£3.0k
Current assets£21.0k
Net assets£3.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 1 confirmation-statement
  • 1 persons-with-significant-control
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
  1. 2025-12-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2025-12-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-10-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-10-15
    🔒
    Charge registered #3
    Lender: Wrexham County Borough Council
  6. 2025-04-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-04-11
    🔒
    Charge registered #2
    Lender: Wrexham County Borough Council
  8. 2025-01-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-12-20
    🔒
    Charge registered #1
    Lender: Wrexham County Borough Council
  10. 2023-12-06
    🏢
    Company incorporated
    As 525 HOLDINGS LIMITED
  11. 2023-12-06
    BRERETON, Edward William appointed
    director
  12. 2023-12-06
    EVANS, Darren Lee appointed
    director
  13. 2023-12-06
    FISHER, Shane appointed
    director
  14. 2023-12-06
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Young company: Only 2.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Edward William Brereton
Individual · British · DOB 09/1978 · age 48
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/12/2023
Mr Shane Fisher
Individual · British · DOB 06/1977 · age 49
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/12/2023
Mr Darren Lee Evans
Individual · British · DOB 02/1979 · age 47
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/12/2023

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2023-12-06
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Holmleigh, 7 Rhos Berse Road
Coedpoeth
Wrexham
LL11 3BT
Wales

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-19
Last: 2025-12-05

Officers (3 active · 0 resigned)

BRERETON, Edward William
director · ~48y · appointed 2023-12-06
View their other companies + combined net worth →
Active
EVANS, Darren Lee
director · ~47y · appointed 2023-12-06
View their other companies + combined net worth →
Active
FISHER, Shane
director · ~49y · appointed 2023-12-06
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Wrexham County Borough Council
A registered charge1 property15/10/2025
outstanding
Wrexham County Borough Council
A registered charge1 property11/04/2025
outstanding
Wrexham County Borough Council
A registered charge1 property20/12/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (9 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-23
change-person-director-company-with-change-date
officers · CH01
2025-12-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-17
incorporation-company
incorporation · NEWINC
2023-12-06